HousingHandbookReference data

U.S. ZIP Code · MD20862

Montgomery County · Washington-Arlington-Alexandria, DC-VA-MD-WV

Typical home value

$925,871[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.7%
5-year / yr
10-year / yr

Relative price

vs U.S.
+225.9%
vs metro
+57.7%
vs state
+105.5%
ZIP 20862 location in MD
Location of ZIP 20862 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20862 is worth $925,871 — 57.7% above the Washington-Arlington-Alexandria, DC-VA-MD-WV median. Over the past year, values have fallen 2.7%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$6,643[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
430[3]
Median household income
$189,667[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration
-6,074[5]
Moved in
26,379
Moved out
32,453

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,682
Loan principal$740,697
Down payment$185,174
Total interest paid$944,718

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$6,009
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
29th percentile[3]

Frequently asked

How much is a home worth in ZIP code 20862?
The typical home in 20862 is worth $925,871, based on the Zillow Home Value Index.
Are home values rising in 20862?
Home values in 20862 are down 2.7% over the past year.
What is the property tax rate in 20862?
The effective property tax rate in 20862 is 0.7% — roughly $6,643 a year on a typical home.
Who lives in 20862?
ZIP code 20862 has a population of 430 and a median household income of $189,667.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Idylwood CDP, VA

    Typical home
    $946,013
    Gross yield
    3.2%
  • Purcellville, VA

    Typical home
    $901,217
    Gross yield
  • Marshall CDP, VA

    Typical home
    $961,288
    Gross yield
  • Brambleton CDP, VA

    Typical home
    $888,479
    Gross yield
    4.2%
  • Rectortown CDP, VA

    Typical home
    $971,455
    Gross yield
  • VA

    Typical home
    $878,855
    Gross yield

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