HousingHandbookReference data

U.S. ZIP Code · MD20872

Montgomery County · Washington-Arlington-Alexandria, DC-VA-MD-WV

Typical home value

$551,945[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.8%
5-year / yr
+2.9%
10-year / yr
+4.0%

Relative price

vs U.S.
+94.3%
vs metro
-6.0%
vs state
+22.5%
ZIP 20872 location in MD
Location of ZIP 20872 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20872 is worth $551,945 — 6.0% below the Washington-Arlington-Alexandria, DC-VA-MD-WV median. Over the past year, values have fallen 2.8%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$4,558[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
13,983[3]
Median household income
$141,050[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration
-6,074[5]
Moved in
26,379
Moved out
32,453

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • Damascus High

    High · Grades 9–12 · Montgomery County Public Schools

    1,398 students

  • John T. Baker Middle School

    Middle · Grades 6–8 · Montgomery County Public Schools

    842 students

  • Clearspring Elementary

    Elementary · Grades PK–5 · Montgomery County Public Schools

    539 students

  • Lois P. Rockwell Elementary

    Elementary · Grades PK–5 · Montgomery County Public Schools

    527 students

  • Damascus Elementary

    Elementary · Grades K–5 · Montgomery County Public Schools

    346 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,791
Loan principal$441,556
Down payment$110,389
Total interest paid$563,181

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,633
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
31st percentile[1]
Rental yield
[2]
Property tax
44th percentile[3]

Frequently asked

How much is a home worth in ZIP code 20872?
The typical home in 20872 is worth $551,945, based on the Zillow Home Value Index.
Are home values rising in 20872?
Home values in 20872 are down 2.8% over the past year, and up 2.9% a year over five years.
What is the property tax rate in 20872?
The effective property tax rate in 20872 is 0.8% — roughly $4,558 a year on a typical home.
Who lives in 20872?
ZIP code 20872 has a population of 13,983 and a median household income of $141,050.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Washington, DC

    Typical home
    $551,156
    Gross yield
    4.6%
  • Myersville, MD

    Typical home
    $555,553
    Gross yield
  • Brandy Station CDP, VA

    Typical home
    $548,056
    Gross yield
  • Accokeek CDP, MD

    Typical home
    $556,277
    Gross yield
  • Reston CDP, VA

    Typical home
    $556,353
    Gross yield
    5.5%
  • Rockville, MD

    Typical home
    $547,056
    Gross yield
    6.5%

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