HousingHandbookReference data

U.S. ZIP Code · MD21050

Harford County · Baltimore-Columbia-Towson, MD

Typical home value

$506,488[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.2%
5-year / yr
+3.7%
10-year / yr
+4.0%

Relative price

vs U.S.
+78.3%
vs metro
+3.9%
vs state
+12.4%
ZIP 21050 location in MD
Location of ZIP 21050 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21050 is worth $506,488 — 3.9% above the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 1.2%. Homes here rent for a typical $1,883 a month — a 4.5% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,883[2]
Gross yield
4.5%[2]
Cap rate
2.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$4,255[3]

#Climate risk

FEMA National Risk Index ratings for Harford County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
17,466[3]
Median household income
$125,208[3]

#Migration

Household moves in and out of Harford County over a year, from IRS tax-return data.

Net migration
-75[5]
Moved in
6,345
Moved out
6,420

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • Forest Hill Elementary

    Elementary · Grades K–5 · Harford County Public Schools

    475 students

  • Forest Lakes Elementary

    Elementary · Grades K–5 · Harford County Public Schools

    420 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.5%
Net yield (after ~40% expenses)2.7%
Annual rent$22,590

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,561
Loan principal$405,190
Down payment$101,298
Total interest paid$516,798

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.77
Monthly cost to own$3,338
Monthly rent$1,883

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
45th percentile[1]
Rental yield
13th percentile[2]
Property tax
41st percentile[3]

Frequently asked

How much is a home worth in ZIP code 21050?
The typical home in 21050 is worth $506,488, based on the Zillow Home Value Index.
Are home values rising in 21050?
Home values in 21050 are up 1.2% over the past year, and up 3.7% a year over five years.
What is the typical rent in 21050?
A typical home in 21050 rents for about $1,883 a month, a gross rental yield of 4.5%.
What is the property tax rate in 21050?
The effective property tax rate in 21050 is 0.8% — roughly $4,255 a year on a typical home.
Who lives in 21050?
ZIP code 21050 has a population of 17,466 and a median household income of $125,208.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Timonium CDP, MD

    Typical home
    $508,808
    Gross yield
    5.1%
  • Crofton CDP, MD

    Typical home
    $500,993
    Gross yield
    5.8%
  • MD

    Typical home
    $500,232
    Gross yield
  • Jessup CDP, MD

    Typical home
    $497,526
    Gross yield
    5.7%
  • Savage CDP, MD

    Typical home
    $495,458
    Gross yield
  • Deale CDP, MD

    Typical home
    $518,806
    Gross yield

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