HousingHandbookReference data

U.S. ZIP Code · MD21075

Howard County · Baltimore-Columbia-Towson, MD

Typical home value

$492,656[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.2%
5-year / yr
+3.5%
10-year / yr
+3.3%

Relative price

vs U.S.
+73.4%
vs metro
+1.0%
vs state
+9.4%
ZIP 21075 location in MD
Location of ZIP 21075 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21075 is worth $492,656 — 1.0% above the Baltimore-Columbia-Towson, MD median. Over the past year, values have fallen 1.2%. Homes here rent for a typical $2,345 a month — a 5.7% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,345[2]
Gross yield
5.7%[2]
Cap rate
3.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$5,543[3]

#Climate risk

FEMA National Risk Index ratings for Howard County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
37,363[3]
Median household income
$135,303[3]

#Migration

Household moves in and out of Howard County over a year, from IRS tax-return data.

Net migration
-1,203[5]
Moved in
11,543
Moved out
12,746

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
2
High
0
  • Elkridge Elementary

    Elementary · Grades PK–5 · Howard County Public Schools

    810 students

  • Mayfield Woods Middle

    Middle · Grades 6–8 · Howard County Public Schools

    695 students

  • Elkridge Landing Middle

    Middle · Grades 6–8 · Howard County Public Schools

    681 students

  • Deep Run Elementary

    Elementary · Grades PK–5 · Howard County Public Schools

    677 students

  • Rockburn Elementary

    Elementary · Grades PK–5 · Howard County Public Schools

    672 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.7%
Net yield (after ~40% expenses)3.4%
Annual rent$28,135

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,491
Loan principal$394,125
Down payment$98,531
Total interest paid$502,685

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.44
Monthly cost to own$3,366
Monthly rent$2,345

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
32nd percentile[1]
Rental yield
43rd percentile[2]
Property tax
82nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 21075?
The typical home in 21075 is worth $492,656, based on the Zillow Home Value Index.
Are home values rising in 21075?
Home values in 21075 are down 1.2% over the past year, and up 3.5% a year over five years.
What is the typical rent in 21075?
A typical home in 21075 rents for about $2,345 a month, a gross rental yield of 5.7%.
What is the property tax rate in 21075?
The effective property tax rate in 21075 is 1.1% — roughly $5,543 a year on a typical home.
Who lives in 21075?
ZIP code 21075 has a population of 37,363 and a median household income of $135,303.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Savage CDP, MD

    Typical home
    $495,458
    Gross yield
  • Columbia CDP, MD

    Typical home
    $488,910
    Gross yield
    5.2%
  • Jessup CDP, MD

    Typical home
    $497,526
    Gross yield
    5.7%
  • New Windsor, MD

    Typical home
    $486,473
    Gross yield
  • Baltimore, MD

    Typical home
    $486,398
    Gross yield
    4.1%
  • Bel Air South CDP, MD

    Typical home
    $485,686
    Gross yield
    5.6%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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