How much is a home worth in ZIP code 21209?

The typical home in 21209 is worth $449,667, based on the Zillow Home Value Index.

Are home values rising in 21209?

Home values in 21209 are up 2.6% over the past year, and up 4.6% a year over five years.

What is the typical rent in 21209?

A typical home in 21209 rents for about $1,798 a month, a gross rental yield of 4.8%.

What is the property tax rate in 21209?

The effective property tax rate in 21209 is 1.1% — roughly $5,018 a year on a typical home.

ZIP code 21209 has a population of 30,126 and a median household income of $91,437.

HousingHandbookReference data

…

U.S. ZIP Code · MD21209

Baltimore County · Baltimore-Columbia-Towson, MD

Typical home value

$449,667^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.6%
5-year / yr: +4.6%
10-year / yr: +4.2%

Relative price

vs U.S.: +58.3%
vs metro: -7.8%
vs state: ≈ state median

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21209 is worth $449,667 — 7.8% below the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 2.6%. Homes here rent for a typical $1,798 a month — a 4.8% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,798^[2]
Gross yield: 4.8%^[2]
Cap rate: 2.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.1%^[3]
Typical annual tax: $5,018^[3]

#Climate risk

FEMA National Risk Index ratings for Baltimore County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 30,126^[3]
Median household income: $91,437^[3]

#Migration

Household moves in and out of Baltimore County over a year, from IRS tax-return data.

Net migration: -2,556^[5]
Moved in: 22,058
Moved out: 24,614

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 2
Middle: 1
High: 2

Baltimore Polytechnic Institute
High · Grades 9–12 · Baltimore City Public Schools
1,580 students
Western High
High · Grades 9–12 · Baltimore City Public Schools
1,328 students
Windsor Mill Middle
Middle · Grades 6–8 · Baltimore County Public Schools
609 students
The Mount Washington School
Elementary · Grades PK–8 · Baltimore City Public Schools
545 students
Summit Park Elementary
Elementary · Grades K–5 · Baltimore County Public Schools
303 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.8%

Net yield (after ~40% expenses)2.9%

Annual rent$21,579

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,274

Loan principal$359,733

Down payment$89,933

Total interest paid$458,820

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.71

Monthly cost to own$3,068

Monthly rent$1,798

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 89th percentile^[1]
Rental yield: 22nd percentile^[2]
Property tax: 81st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 21209?: The typical home in 21209 is worth $449,667, based on the Zillow Home Value Index.
Are home values rising in 21209?: Home values in 21209 are up 2.6% over the past year, and up 4.6% a year over five years.
What is the typical rent in 21209?: A typical home in 21209 rents for about $1,798 a month, a gross rental yield of 4.8%.
What is the property tax rate in 21209?: The effective property tax rate in 21209 is 1.1% — roughly $5,018 a year on a typical home.
Who lives in 21209?: ZIP code 21209 has a population of 30,126 and a median household income of $91,437.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

21623 vs 21209 →
Church Hill, MD
Typical home
$450,987
Gross yield
—
20733 vs 21209 →
Deale CDP, MD
Typical home
$448,283
Gross yield
—
21034
Darlington CDP, MD
Typical home
$446,333
Gross yield
—
21014
Bel Air North CDP, MD
Typical home
$453,394
Gross yield
4.7%
21160
Pylesville CDP, MD
Typical home
$444,027
Gross yield
—
21128
Honeygo CDP, MD
Typical home
$442,068
Gross yield
4.5%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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Pit ZIP 21209 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · MD21209

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