How much is a home worth in ZIP code 21014?

The typical home in 21014 is worth $453,394, based on the Zillow Home Value Index.

Are home values rising in 21014?

Home values in 21014 are up 1.8% over the past year, and up 4.0% a year over five years.

What is the typical rent in 21014?

A typical home in 21014 rents for about $1,762 a month, a gross rental yield of 4.7%.

What is the property tax rate in 21014?

The effective property tax rate in 21014 is 0.8% — roughly $3,801 a year on a typical home.

ZIP code 21014 has a population of 38,707 and a median household income of $116,970.

HousingHandbookReference data

…

U.S. ZIP Code · MD21014

Harford County · Baltimore-Columbia-Towson, MD

Typical home value

$453,394^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.8%
5-year / yr: +4.0%
10-year / yr: +4.2%

Relative price

vs U.S.: +59.6%
vs metro: -7.0%
vs state: ≈ state median

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21014 is worth $453,394 — 7.0% below the Baltimore-Columbia-Towson, MD median. Over the past year, values have risen 1.8%. Homes here rent for a typical $1,762 a month — a 4.7% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,762^[2]
Gross yield: 4.7%^[2]
Cap rate: 2.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $3,801^[3]

#Climate risk

FEMA National Risk Index ratings for Harford County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Low
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 38,707^[3]
Median household income: $116,970^[3]

#Migration

Household moves in and out of Harford County over a year, from IRS tax-return data.

Net migration: -75^[5]
Moved in: 6,345
Moved out: 6,420

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 6
Middle: 2
High: 1

Bel Air High
High · Grades 9–12 · Harford County Public Schools
1,419 students
Southampton Middle
Middle · Grades 6–8 · Harford County Public Schools
1,194 students
Bel Air Middle
Middle · Grades 6–8 · Harford County Public Schools
1,080 students
Homestead/Wakefield Elementary
Elementary · Grades PK–5 · Harford County Public Schools
1,057 students
Red Pump Elementary School
Elementary · Grades K–5 · Harford County Public Schools
753 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.7%

Net yield (after ~40% expenses)2.8%

Annual rent$21,149

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,293

Loan principal$362,715

Down payment$90,679

Total interest paid$462,623

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.70

Monthly cost to own$2,988

Monthly rent$1,762

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 58th percentile^[1]
Rental yield: 18th percentile^[2]
Property tax: 37th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 21014?: The typical home in 21014 is worth $453,394, based on the Zillow Home Value Index.
Are home values rising in 21014?: Home values in 21014 are up 1.8% over the past year, and up 4.0% a year over five years.
What is the typical rent in 21014?: A typical home in 21014 rents for about $1,762 a month, a gross rental yield of 4.7%.
What is the property tax rate in 21014?: The effective property tax rate in 21014 is 0.8% — roughly $3,801 a year on a typical home.
Who lives in 21014?: ZIP code 21014 has a population of 38,707 and a median household income of $116,970.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

21623 vs 21014 →
Church Hill, MD
Typical home
$450,987
Gross yield
—
21209 vs 21014 →
Baltimore, MD
Typical home
$449,667
Gross yield
4.8%
21122
Lake Shore CDP, MD
Typical home
$458,293
Gross yield
6.6%
20733
Deale CDP, MD
Typical home
$448,283
Gross yield
—
21034
Darlington CDP, MD
Typical home
$446,333
Gross yield
—
21757
MD
Typical home
$460,602
Gross yield
—

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#Jump to section

U.S. ZIP Code · MD21014

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