HousingHandbookReference data

U.S. ZIP Code · MD21903

Cecil County · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Typical home value

$348,601[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
0.0%
5-year / yr
+4.7%
10-year / yr
+5.2%

Relative price

vs U.S.
+22.7%
vs metro
-12.9%
vs state
-22.6%
ZIP 21903 location in MD
Location of ZIP 21903 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 21903 is worth $348,601 — 12.9% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD median. Over the past year, values have risen 0.0%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$3,238[3]

#Climate risk

FEMA National Risk Index ratings for Cecil County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively High
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
5,692[3]
Median household income
$78,962[3]

#Migration

Household moves in and out of Cecil County over a year, from IRS tax-return data.

Net migration
+79[5]
Moved in
2,606
Moved out
2,527

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Perryville High

    High · Grades 9–12 · Cecil County Public Schools

    876 students

  • Perryville Middle

    Middle · Grades 6–8 · Cecil County Public Schools

    536 students

  • Perryville Elementary

    Elementary · Grades PK–5 · Cecil County Public Schools

    424 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,763
Loan principal$278,881
Down payment$69,720
Total interest paid$355,697

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,323
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
18th percentile[1]
Rental yield
[2]
Property tax
23rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 21903?
The typical home in 21903 is worth $348,601, based on the Zillow Home Value Index.
Are home values rising in 21903?
Home values in 21903 are up 0.0% over the past year, and up 4.7% a year over five years.
What is the property tax rate in 21903?
The effective property tax rate in 21903 is 0.9% — roughly $3,238 a year on a typical home.
Who lives in 21903?
ZIP code 21903 has a population of 5,692 and a median household income of $78,962.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Barrington, NJ

    Typical home
    $348,237
    Gross yield
  • Croydon CDP, PA

    Typical home
    $349,029
    Gross yield
    5.0%
  • Merchantville, NJ

    Typical home
    $349,126
    Gross yield
    6.0%
  • Philadelphia, PA

    Typical home
    $349,366
    Gross yield
    7.8%
  • Woodbury, NJ

    Typical home
    $347,268
    Gross yield
    6.7%
  • Chesilhurst, NJ

    Typical home
    $350,577
    Gross yield

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