HousingHandbookReference data

U.S. ZIP Code · VA22655

Frederick County · Winchester, VA-WV

Typical home value

$406,968[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.3%
5-year / yr
+4.7%
10-year / yr
+5.3%

Relative price

vs U.S.
+43.3%
vs metro
+39.4%
vs state
+24.0%
ZIP 22655 location in VA
Location of ZIP 22655 in VA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 22655 is worth $406,968 — 39.4% above the Winchester, VA-WV median. Over the past year, values have risen 0.3%. Homes here rent for a typical $2,231 a month — a 6.6% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,231[2]
Gross yield
6.6%[2]
Cap rate
3.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$2,076[3]

#Climate risk

FEMA National Risk Index ratings for Frederick County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
22,687[3]
Median household income
$109,169[3]

#Migration

Household moves in and out of Frederick County over a year, from IRS tax-return data.

Net migration
+590[5]
Moved in
3,561
Moved out
2,971

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Sherando High

    High · Grades 9–12 · Frederick County Public Schools

    1,642 students

  • Bass-Hoover Elementary

    Elementary · Grades PK–5 · Frederick County Public Schools

    621 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.6%
Net yield (after ~40% expenses)3.9%
Annual rent$26,773

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,058
Loan principal$325,574
Down payment$81,394
Total interest paid$415,252

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.15
Monthly cost to own$2,570
Monthly rent$2,231

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
8th percentile[1]
Rental yield
100th percentile[2]
Property tax
75th percentile[3]

Frequently asked

How much is a home worth in ZIP code 22655?
The typical home in 22655 is worth $406,968, based on the Zillow Home Value Index.
Are home values rising in 22655?
Home values in 22655 are up 0.3% over the past year, and up 4.7% a year over five years.
What is the typical rent in 22655?
A typical home in 22655 rents for about $2,231 a month, a gross rental yield of 6.6%.
What is the property tax rate in 22655?
The effective property tax rate in 22655 is 0.5% — roughly $2,076 a year on a typical home.
Who lives in 22655?
ZIP code 22655 has a population of 22,687 and a median household income of $109,169.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Shawneeland CDP, VA

    Typical home
    $420,953
    Gross yield
    5.9%
  • VA

    Typical home
    $425,056
    Gross yield
  • VA

    Typical home
    $430,853
    Gross yield
  • Lake Holiday CDP, VA

    Typical home
    $432,515
    Gross yield
  • Gore CDP, VA

    Typical home
    $438,525
    Gross yield
  • Middletown, VA

    Typical home
    $450,071
    Gross yield

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