HousingHandbookReference data

U.S. ZIP Code · NC28071

Rowan County · Charlotte-Concord-Gastonia, NC-SC

Typical home value

$335,243[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.9%
5-year / yr
+5.6%
10-year / yr
+7.0%

Relative price

vs U.S.
+18.0%
vs metro
≈ metro median
vs state
+17.8%
ZIP 28071 location in NC
Location of ZIP 28071 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28071 is worth $335,243. Over the past year, values have risen 2.9%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,825[3]

#Climate risk

FEMA National Risk Index ratings for Rowan County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
4,219[3]
Median household income
$93,354[3]

#Migration

Household moves in and out of Rowan County over a year, from IRS tax-return data.

Net migration
+577[5]
Moved in
4,202
Moved out
3,625

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Morgan Elementary

    Elementary · Grades PK–5 · Rowan-Salisbury Schools

    277 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,695
Loan principal$268,195
Down payment$67,049
Total interest paid$342,068

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,125
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
28th percentile[1]
Rental yield
[2]
Property tax
23rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 28071?
The typical home in 28071 is worth $335,243, based on the Zillow Home Value Index.
Are home values rising in 28071?
Home values in 28071 are up 2.9% over the past year, and up 5.6% a year over five years.
What is the property tax rate in 28071?
The effective property tax rate in 28071 is 0.5% — roughly $1,825 a year on a typical home.
Who lives in 28071?
ZIP code 28071 has a population of 4,219 and a median household income of $93,354.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Charlotte, NC

    Typical home
    $338,228
    Gross yield
    7.1%
  • Charlotte, NC

    Typical home
    $332,008
    Gross yield
    5.9%
  • Charlotte, NC

    Typical home
    $331,011
    Gross yield
    5.6%
  • McConnells, SC

    Typical home
    $329,413
    Gross yield
  • Charlotte, NC

    Typical home
    $328,638
    Gross yield
    5.9%
  • Concord, NC

    Typical home
    $344,303
    Gross yield
    6.5%

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