HousingHandbookReference data

U.S. ZIP Code · NC28144

Rowan County · Charlotte-Concord-Gastonia, NC-SC

Typical home value

$233,842[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.6%
5-year / yr
+5.9%
10-year / yr
+8.2%

Relative price

vs U.S.
-17.7%
vs metro
-30.2%
vs state
-17.8%
ZIP 28144 location in NC
Location of ZIP 28144 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28144 is worth $233,842 — 30.2% below the Charlotte-Concord-Gastonia, NC-SC median. Over the past year, values have risen 0.6%. Homes here rent for a typical $1,349 a month — a 6.9% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,349[2]
Gross yield
6.9%[2]
Cap rate
4.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$1,992[3]

#Climate risk

FEMA National Risk Index ratings for Rowan County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
27,977[3]
Median household income
$52,568[3]

#Migration

Household moves in and out of Rowan County over a year, from IRS tax-return data.

Net migration
+577[5]
Moved in
4,202
Moved out
3,625

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
0
High
2
  • Salisbury High

    High · Grades 9–12 · Rowan-Salisbury Schools

    1,014 students

  • Overton Elementary

    Elementary · Grades K–5 · Rowan-Salisbury Schools

    271 students

  • Summit Virtual Academy

    Elementary · Grades K–8 · Rowan-Salisbury Schools

    171 students

  • Henderson High

    High · Grades 6–12 · Rowan-Salisbury Schools

    78 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.9%
Net yield (after ~40% expenses)4.2%
Annual rent$16,183

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,182
Loan principal$187,074
Down payment$46,768
Total interest paid$238,602

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.14
Monthly cost to own$1,543
Monthly rent$1,349

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
44th percentile[1]
Rental yield
91st percentile[2]
Property tax
95th percentile[3]

Frequently asked

How much is a home worth in ZIP code 28144?
The typical home in 28144 is worth $233,842, based on the Zillow Home Value Index.
Are home values rising in 28144?
Home values in 28144 are up 0.6% over the past year, and up 5.9% a year over five years.
What is the typical rent in 28144?
A typical home in 28144 rents for about $1,349 a month, a gross rental yield of 6.9%.
What is the property tax rate in 28144?
The effective property tax rate in 28144 is 0.9% — roughly $1,992 a year on a typical home.
Who lives in 28144?
ZIP code 28144 has a population of 27,977 and a median household income of $52,568.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Peachland, NC

    Typical home
    $231,160
    Gross yield
  • Bessemer City, NC

    Typical home
    $239,621
    Gross yield
    6.8%
  • Fort Lawn, SC

    Typical home
    $246,865
    Gross yield
  • Gastonia, NC

    Typical home
    $217,773
    Gross yield
    8.2%
  • Cherryville, NC

    Typical home
    $250,833
    Gross yield
  • Hickory Grove, SC

    Typical home
    $251,275
    Gross yield

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