How much is a home worth in ZIP code 28215?

The typical home in 28215 is worth $352,393, based on the Zillow Home Value Index.

Are home values rising in 28215?

Home values in 28215 are down 1.3% over the past year, and up 5.9% a year over five years.

What is the typical rent in 28215?

A typical home in 28215 rents for about $1,959 a month, a gross rental yield of 6.7%.

What is the property tax rate in 28215?

The effective property tax rate in 28215 is 0.7% — roughly $2,621 a year on a typical home.

ZIP code 28215 has a population of 66,674 and a median household income of $71,162.

HousingHandbookReference data

…

U.S. ZIP Code · NC28215

Mecklenburg County · Charlotte-Concord-Gastonia, NC-SC

Typical home value

$352,393^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.3%
5-year / yr: +5.9%
10-year / yr: +9.3%

Relative price

vs U.S.: +24.1%
vs metro: +5.1%
vs state: +23.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28215 is worth $352,393 — 5.1% above the Charlotte-Concord-Gastonia, NC-SC median. Over the past year, values have fallen 1.3%. Homes here rent for a typical $1,959 a month — a 6.7% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,959^[2]
Gross yield: 6.7%^[2]
Cap rate: 4.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $2,621^[3]

#Climate risk

FEMA National Risk Index ratings for Mecklenburg County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Relatively Moderate
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 66,674^[3]
Median household income: $71,162^[3]

#Migration

Household moves in and out of Mecklenburg County over a year, from IRS tax-return data.

Net migration: +3,632^[5]
Moved in: 43,155
Moved out: 39,523

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 12
Elementary: 9
Middle: 1
High: 2

Northridge Middle
Middle · Grades 6–8 · Charlotte-Mecklenburg Schools
1,046 students
KIPP Charlotte
Elementary · Grades K–8 · KIPP: Charlotte
932 students
Reedy Creek Elementary
Elementary · Grades PK–5 · Charlotte-Mecklenburg Schools
881 students
Cochrane Collegiate Academy
High · Grades 6–12 · Charlotte-Mecklenburg Schools
851 students
Lawrence Orr Elementary
Elementary · Grades PK–5 · Charlotte-Mecklenburg Schools
749 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.7%

Net yield (after ~40% expenses)4.0%

Annual rent$23,503

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,782

Loan principal$281,914

Down payment$70,479

Total interest paid$359,566

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.17

Monthly cost to own$2,293

Monthly rent$1,959

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 38th percentile^[1]
Rental yield: 83rd percentile^[2]
Property tax: 81st percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

8th for most populous in NCView list →

Frequently asked

How much is a home worth in ZIP code 28215?: The typical home in 28215 is worth $352,393, based on the Zillow Home Value Index.
Are home values rising in 28215?: Home values in 28215 are down 1.3% over the past year, and up 5.9% a year over five years.
What is the typical rent in 28215?: A typical home in 28215 rents for about $1,959 a month, a gross rental yield of 6.7%.
What is the property tax rate in 28215?: The effective property tax rate in 28215 is 0.7% — roughly $2,621 a year on a typical home.
Who lives in 28215?: ZIP code 28215 has a population of 66,674 and a median household income of $71,162.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

28056 vs 28215 →
Gastonia, NC
Typical home
$354,358
Gross yield
6.5%
28660 vs 28215 →
NC
Typical home
$350,104
Gross yield
—
28689
NC
Typical home
$349,359
Gross yield
—
28112
Monroe, NC
Typical home
$356,129
Gross yield
6.7%
29745
York, SC
Typical home
$356,237
Gross yield
6.7%
29732
Rock Hill, SC
Typical home
$356,704
Gross yield
5.0%

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#Jump to section

U.S. ZIP Code · NC28215

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