How much is a home worth in ZIP code 29732?

The typical home in 29732 is worth $356,704, based on the Zillow Home Value Index.

Are home values rising in 29732?

Home values in 29732 are down 1.3% over the past year, and up 5.9% a year over five years.

What is the typical rent in 29732?

A typical home in 29732 rents for about $1,475 a month, a gross rental yield of 5.0%.

What is the property tax rate in 29732?

The effective property tax rate in 29732 is 0.6% — roughly $1,986 a year on a typical home.

ZIP code 29732 has a population of 57,675 and a median household income of $84,937.

HousingHandbookReference data

…

U.S. ZIP Code · SC29732

York County · Charlotte-Concord-Gastonia, NC-SC

Typical home value

$356,704^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.3%
5-year / yr: +5.9%
10-year / yr: +7.0%

Relative price

vs U.S.: +25.6%
vs metro: +6.4%
vs state: +57.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 29732 is worth $356,704 — 6.4% above the Charlotte-Concord-Gastonia, NC-SC median. Over the past year, values have fallen 1.3%. Homes here rent for a typical $1,475 a month — a 5.0% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,475^[2]
Gross yield: 5.0%^[2]
Cap rate: 3.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $1,986^[3]

#Climate risk

FEMA National Risk Index ratings for York County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Low
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Relatively Low
Tornado: Relatively High
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 57,675^[3]
Median household income: $84,937^[3]

#Migration

Household moves in and out of York County over a year, from IRS tax-return data.

Net migration: +881^[5]
Moved in: 8,580
Moved out: 7,699

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 12
Elementary: 6
Middle: 2
High: 2

Northwestern High
High · Grades 9–12 · York 03
1,764 students
York Preparatory Academy
Other · Grades K–12 · SC Public Charter School District
1,681 students
Dutchman Creek Middle
Middle · Grades 6–8 · York 03
868 students
Riverwalk Academy
Other · Grades K–12 · SC Public Charter School District
680 students
Rawlinson Road Middle
Middle · Grades 6–8 · York 03
654 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.0%

Net yield (after ~40% expenses)3.0%

Annual rent$17,698

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,804

Loan principal$285,363

Down payment$71,341

Total interest paid$363,965

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.54

Monthly cost to own$2,267

Monthly rent$1,475

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 40th percentile^[1]
Rental yield: 38th percentile^[2]
Property tax: 25th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

7th for most populous in SCView list →

Frequently asked

How much is a home worth in ZIP code 29732?: The typical home in 29732 is worth $356,704, based on the Zillow Home Value Index.
Are home values rising in 29732?: Home values in 29732 are down 1.3% over the past year, and up 5.9% a year over five years.
What is the typical rent in 29732?: A typical home in 29732 rents for about $1,475 a month, a gross rental yield of 5.0%.
What is the property tax rate in 29732?: The effective property tax rate in 29732 is 0.6% — roughly $1,986 a year on a typical home.
Who lives in 29732?: ZIP code 29732 has a population of 57,675 and a median household income of $84,937.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

29745 vs 29732 →
York, SC
Typical home
$356,237
Gross yield
6.7%
28112 vs 29732 →
Monroe, NC
Typical home
$356,129
Gross yield
6.7%
28056
Gastonia, NC
Typical home
$354,358
Gross yield
6.5%
28269
Charlotte, NC
Typical home
$360,895
Gross yield
5.7%
28215
Charlotte, NC
Typical home
$352,393
Gross yield
6.7%
28660
NC
Typical home
$350,104
Gross yield
—

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#Jump to section

U.S. ZIP Code · SC29732

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