HousingHandbookReference data

U.S. ZIP Code · NC28305

Cumberland County · Fayetteville, NC

Typical home value

$254,733[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.6%
5-year / yr
+4.7%
10-year / yr
+4.5%

Relative price

vs U.S.
-10.3%
vs metro
-2.2%
vs state
-10.5%
ZIP 28305 location in NC
Location of ZIP 28305 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28305 is worth $254,733 — 2.2% below the Fayetteville, NC median. Over the past year, values have fallen 0.6%. Homes here rent for a typical $1,258 a month — a 5.9% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,258[2]
Gross yield
5.9%[2]
Cap rate
3.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$2,593[3]

#Climate risk

FEMA National Risk Index ratings for Cumberland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
No Rating
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
5,710[3]
Median household income
$78,148[3]

#Migration

Household moves in and out of Cumberland County over a year, from IRS tax-return data.

Net migration
-698[5]
Moved in
13,648
Moved out
14,346

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
1
High
0
  • R Max Abbott Middle

    Middle · Grades 6–8 · Cumberland County Schools

    726 students

  • Margaret Willis Elementary

    Elementary · Grades PK–5 · Cumberland County Schools

    323 students

  • Alma O Easom Elementary

    Elementary · Grades K–1 · Cumberland County Schools

    267 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.9%
Net yield (after ~40% expenses)3.6%
Annual rent$15,096

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,288
Loan principal$203,787
Down payment$50,947
Total interest paid$259,918

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.36
Monthly cost to own$1,717
Monthly rent$1,258

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
8th percentile[1]
Rental yield
0th percentile[2]
Property tax
85th percentile[3]

Frequently asked

How much is a home worth in ZIP code 28305?
The typical home in 28305 is worth $254,733, based on the Zillow Home Value Index.
Are home values rising in 28305?
Home values in 28305 are down 0.6% over the past year, and up 4.7% a year over five years.
What is the typical rent in 28305?
A typical home in 28305 rents for about $1,258 a month, a gross rental yield of 5.9%.
What is the property tax rate in 28305?
The effective property tax rate in 28305 is 1.0% — roughly $2,593 a year on a typical home.
Who lives in 28305?
ZIP code 28305 has a population of 5,710 and a median household income of $78,148.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hope Mills, NC

    Typical home
    $266,047
    Gross yield
    7.7%
  • Fayetteville, NC

    Typical home
    $243,213
    Gross yield
    6.9%
  • Fayetteville, NC

    Typical home
    $275,505
    Gross yield
    7.3%
  • Fayetteville, NC

    Typical home
    $229,017
    Gross yield
    7.6%
  • Stedman, NC

    Typical home
    $280,814
    Gross yield
  • Five Points CDP, NC

    Typical home
    $286,409
    Gross yield
    7.1%

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