HousingHandbookReference data

U.S. ZIP Code · NC28726

Henderson County · Asheville, NC

Typical home value

$296,066[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.1%
5-year / yr
+5.3%
10-year / yr
+8.1%

Relative price

vs U.S.
+4.2%
vs metro
-31.6%
vs state
+4.0%
ZIP 28726 location in NC
Location of ZIP 28726 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28726 is worth $296,066 — 31.6% below the Asheville, NC median. Over the past year, values have fallen 2.1%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,831[3]

#Climate risk

FEMA National Risk Index ratings for Henderson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
4,363[3]
Median household income
$54,152[3]

#Migration

Household moves in and out of Henderson County over a year, from IRS tax-return data.

Net migration
+566[5]
Moved in
3,896
Moved out
3,330

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • East Henderson High

    High · Grades 9–12 · Henderson County Schools

    968 students

  • Flat Rock Middle

    Middle · Grades 6–8 · Henderson County Schools

    739 students

  • Hillandale Elementary

    Elementary · Grades PK–5 · Henderson County Schools

    457 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,497
Loan principal$236,853
Down payment$59,213
Total interest paid$302,093

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,897
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
65th percentile[1]
Rental yield
[2]
Property tax
92nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 28726?
The typical home in 28726 is worth $296,066, based on the Zillow Home Value Index.
Are home values rising in 28726?
Home values in 28726 are down 2.1% over the past year, and up 5.3% a year over five years.
What is the property tax rate in 28726?
The effective property tax rate in 28726 is 0.6% — roughly $1,831 a year on a typical home.
Who lives in 28726?
ZIP code 28726 has a population of 4,363 and a median household income of $54,152.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hot Springs, NC

    Typical home
    $319,864
    Gross yield
  • Barnardsville CDP, NC

    Typical home
    $353,455
    Gross yield
  • Swannanoa CDP, NC

    Typical home
    $369,780
    Gross yield
  • Marshall, NC

    Typical home
    $371,066
    Gross yield
  • Edneyville CDP, NC

    Typical home
    $372,990
    Gross yield
    5.7%
  • East Flat Rock CDP, NC

    Typical home
    $394,257
    Gross yield

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