HousingHandbookReference data

U.S. ZIP Code · NC28739

Henderson County · Asheville, NC

Typical home value

$465,915[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.8%
5-year / yr
+5.3%
10-year / yr
+6.7%

Relative price

vs U.S.
+64.0%
vs metro
+7.7%
vs state
+63.7%
ZIP 28739 location in NC
Location of ZIP 28739 in NC

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 28739 is worth $465,915 — 7.7% above the Asheville, NC median. Over the past year, values have fallen 2.8%. Homes here rent for a typical $1,749 a month — a 4.5% gross rental yield. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,749[2]
Gross yield
4.5%[2]
Cap rate
2.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$2,054[3]

#Climate risk

FEMA National Risk Index ratings for Henderson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
20,843[3]
Median household income
$73,582[3]

#Migration

Household moves in and out of Henderson County over a year, from IRS tax-return data.

Net migration
+566[5]
Moved in
3,896
Moved out
3,330

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Atkinson Elementary

    Elementary · Grades PK–5 · Henderson County Schools

    305 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.5%
Net yield (after ~40% expenses)2.7%
Annual rent$20,985

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,356
Loan principal$372,732
Down payment$93,183
Total interest paid$475,399

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.67
Monthly cost to own$2,915
Monthly rent$1,749

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
58th percentile[1]
Rental yield
38th percentile[2]
Property tax
19th percentile[3]

Frequently asked

How much is a home worth in ZIP code 28739?
The typical home in 28739 is worth $465,915, based on the Zillow Home Value Index.
Are home values rising in 28739?
Home values in 28739 are down 2.8% over the past year, and up 5.3% a year over five years.
What is the typical rent in 28739?
A typical home in 28739 rents for about $1,749 a month, a gross rental yield of 4.5%.
What is the property tax rate in 28739?
The effective property tax rate in 28739 is 0.4% — roughly $2,054 a year on a typical home.
Who lives in 28739?
ZIP code 28739 has a population of 20,843 and a median household income of $73,582.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Flat Rock, NC

    Typical home
    $462,012
    Gross yield
  • Weaverville, NC

    Typical home
    $472,352
    Gross yield
    4.1%
  • Black Mountain, NC

    Typical home
    $473,529
    Gross yield
    4.7%
  • Hoopers Creek CDP, NC

    Typical home
    $455,269
    Gross yield
    6.0%
  • Asheville, NC

    Typical home
    $454,608
    Gross yield
    4.3%
  • Asheville, NC

    Typical home
    $450,372
    Gross yield
    4.6%

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