HousingHandbookReference data

U.S. ZIP Code · GA31322

Chatham County · Savannah, GA

Typical home value

$342,594[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.5%
5-year / yr
+6.4%
10-year / yr
+5.3%

Relative price

vs U.S.
+20.6%
vs metro
+6.2%
vs state
+33.9%
ZIP 31322 location in GA
Location of ZIP 31322 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 31322 is worth $342,594 — 6.2% above the Savannah, GA median. Over the past year, values have fallen 4.5%. Homes here rent for a typical $1,733 a month — a 6.1% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,733[2]
Gross yield
6.1%[2]
Cap rate
3.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$2,888[3]

#Climate risk

FEMA National Risk Index ratings for Chatham County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Very High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
30,145[3]
Median household income
$91,344[3]

#Migration

Household moves in and out of Chatham County over a year, from IRS tax-return data.

Net migration
+258[5]
Moved in
10,774
Moved out
10,516

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
1
High
0
  • West Chatham Middle School

    Middle · Grades 6–8 · Savannah-Chatham County

    943 students

  • West Chatham Elementary School

    Elementary · Grades PK–5 · Savannah-Chatham County

    809 students

  • Pooler Elementary School

    Elementary · Grades PK–5 · Savannah-Chatham County

    357 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.1%
Net yield (after ~40% expenses)3.6%
Annual rent$20,795

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,732
Loan principal$274,075
Down payment$68,519
Total interest paid$349,567

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.30
Monthly cost to own$2,258
Monthly rent$1,733

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
11th percentile[1]
Rental yield
38th percentile[2]
Property tax
67th percentile[3]

Frequently asked

How much is a home worth in ZIP code 31322?
The typical home in 31322 is worth $342,594, based on the Zillow Home Value Index.
Are home values rising in 31322?
Home values in 31322 are down 4.5% over the past year, and up 6.4% a year over five years.
What is the typical rent in 31322?
A typical home in 31322 rents for about $1,733 a month, a gross rental yield of 6.1%.
What is the property tax rate in 31322?
The effective property tax rate in 31322 is 0.8% — roughly $2,888 a year on a typical home.
Who lives in 31322?
ZIP code 31322 has a population of 30,145 and a median household income of $91,344.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Rincon, GA

    Typical home
    $339,052
    Gross yield
    7.2%
  • Savannah, GA

    Typical home
    $348,404
    Gross yield
    5.8%
  • Bloomingdale, GA

    Typical home
    $332,705
    Gross yield
    7.4%
  • Guyton, GA

    Typical home
    $359,520
    Gross yield
    7.1%
  • GA

    Typical home
    $325,468
    Gross yield
  • GA

    Typical home
    $319,499
    Gross yield

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