HousingHandbookReference data

U.S. ZIP Code · GA31326

Effingham County · Savannah, GA

Typical home value

$339,052[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.2%
5-year / yr
+7.4%
10-year / yr
+6.6%

Relative price

vs U.S.
+19.4%
vs metro
+5.1%
vs state
+32.5%
ZIP 31326 location in GA
Location of ZIP 31326 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 31326 is worth $339,052 — 5.1% above the Savannah, GA median. Over the past year, values have fallen 1.2%. Homes here rent for a typical $2,037 a month — a 7.2% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,037[2]
Gross yield
7.2%[2]
Cap rate
4.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$3,086[3]

#Climate risk

FEMA National Risk Index ratings for Effingham County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Very Low
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
23,940[3]
Median household income
$83,145[3]

#Migration

Household moves in and out of Effingham County over a year, from IRS tax-return data.

Net migration
+527[5]
Moved in
2,599
Moved out
2,072

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
1
High
0
  • Rincon Elementary School

    Elementary · Grades PK–5 · Effingham County

    1,072 students

  • Ebenezer Middle School

    Middle · Grades 6–8 · Effingham County

    992 students

  • Ebenezer Elementary School

    Elementary · Grades PK–5 · Effingham County

    976 students

  • Blandford Elementary School

    Elementary · Grades PK–5 · Effingham County

    957 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.2%
Net yield (after ~40% expenses)4.3%
Annual rent$24,440

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,714
Loan principal$271,241
Down payment$67,810
Total interest paid$345,954

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.11
Monthly cost to own$2,254
Monthly rent$2,037

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
42nd percentile[1]
Rental yield
69th percentile[2]
Property tax
100th percentile[3]

Frequently asked

How much is a home worth in ZIP code 31326?
The typical home in 31326 is worth $339,052, based on the Zillow Home Value Index.
Are home values rising in 31326?
Home values in 31326 are down 1.2% over the past year, and up 7.4% a year over five years.
What is the typical rent in 31326?
A typical home in 31326 rents for about $2,037 a month, a gross rental yield of 7.2%.
What is the property tax rate in 31326?
The effective property tax rate in 31326 is 0.9% — roughly $3,086 a year on a typical home.
Who lives in 31326?
ZIP code 31326 has a population of 23,940 and a median household income of $83,145.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Pooler, GA

    Typical home
    $342,594
    Gross yield
    6.1%
  • Bloomingdale, GA

    Typical home
    $332,705
    Gross yield
    7.4%
  • Savannah, GA

    Typical home
    $348,404
    Gross yield
    5.8%
  • GA

    Typical home
    $325,468
    Gross yield
  • GA

    Typical home
    $319,499
    Gross yield
  • Guyton, GA

    Typical home
    $359,520
    Gross yield
    7.1%

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