HousingHandbookReference data

U.S. ZIP Code · GA31408

Chatham County · Savannah, GA

Typical home value

$261,454[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.6%
5-year / yr
+8.8%
10-year / yr
+8.7%

Relative price

vs U.S.
-8.0%
vs metro
-18.9%
vs state
+2.2%
ZIP 31408 location in GA
Location of ZIP 31408 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 31408 is worth $261,454 — 18.9% below the Savannah, GA median. Over the past year, values have risen 0.6%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,664[3]

#Climate risk

FEMA National Risk Index ratings for Chatham County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Very High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
11,621[3]
Median household income
$45,839[3]

#Migration

Household moves in and out of Chatham County over a year, from IRS tax-return data.

Net migration
+258[5]
Moved in
10,774
Moved out
10,516

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
1
Middle
0
High
2
  • Groves High School

    High · Grades 9–12 · Savannah-Chatham County

    1,064 students

  • Woodville-Tompkins Technical and Career High School

    High · Grades 9–12 · Savannah-Chatham County

    706 students

  • Garden City Elementary School

    Elementary · Grades PK–5 · Savannah-Chatham County

    580 students

  • Savannah-Chatham E-Learning Academy

    Other · Grades 1–12 · Savannah-Chatham County

    493 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,322
Loan principal$209,163
Down payment$52,291
Total interest paid$266,776

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,679
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
79th percentile[1]
Rental yield
[2]
Property tax
14th percentile[3]

Frequently asked

How much is a home worth in ZIP code 31408?
The typical home in 31408 is worth $261,454, based on the Zillow Home Value Index.
Are home values rising in 31408?
Home values in 31408 are up 0.6% over the past year, and up 8.8% a year over five years.
What is the property tax rate in 31408?
The effective property tax rate in 31408 is 0.6% — roughly $1,664 a year on a typical home.
Who lives in 31408?
ZIP code 31408 has a population of 11,621 and a median household income of $45,839.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Savannah, GA

    Typical home
    $254,381
    Gross yield
    8.4%
  • GA

    Typical home
    $247,121
    Gross yield
  • Pembroke, GA

    Typical home
    $283,716
    Gross yield
  • GA

    Typical home
    $291,943
    Gross yield
  • Springfield, GA

    Typical home
    $307,915
    Gross yield
    7.7%
  • Savannah, GA

    Typical home
    $310,314
    Gross yield
    6.0%

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