HousingHandbookReference data

U.S. ZIP Code · GA31781

Worth County · Albany, GA

Typical home value

$131,144[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.4%
5-year / yr
10-year / yr

Relative price

vs U.S.
-53.8%
vs metro
-11.3%
vs state
-48.7%
ZIP 31781 location in GA
Location of ZIP 31781 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 31781 is worth $131,144 — 11.3% below the Albany, GA median. Over the past year, values have risen 0.4%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$1,365[3]

#Climate risk

FEMA National Risk Index ratings for Worth County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
2,174[3]
Median household income
$52,991[3]

#Migration

Household moves in and out of Worth County over a year, from IRS tax-return data.

Net migration
-84[5]
Moved in
457
Moved out
541

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$663
Loan principal$104,916
Down payment$26,229
Total interest paid$133,814

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$886
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
53rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 31781?
The typical home in 31781 is worth $131,144, based on the Zillow Home Value Index.
Are home values rising in 31781?
Home values in 31781 are up 0.4% over the past year.
What is the property tax rate in 31781?
The effective property tax rate in 31781 is 1.0% — roughly $1,365 a year on a typical home.
Who lives in 31781?
ZIP code 31781 has a population of 2,174 and a median household income of $52,991.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Webster County, GA

    Typical home
    $136,242
    Gross yield
  • Albany, GA

    Typical home
    $138,722
    Gross yield
    7.9%
  • Dawson, GA

    Typical home
    $114,598
    Gross yield
  • Bronwood, GA

    Typical home
    $105,976
    Gross yield
  • Smithville, GA

    Typical home
    $157,031
    Gross yield
  • Doerun, GA

    Typical home
    $167,414
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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