HousingHandbookReference data

U.S. ZIP Code · GA39877

Terrell County · Albany, GA

Typical home value

$136,242[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-6.3%
5-year / yr
+2.2%
10-year / yr
+4.2%

Relative price

vs U.S.
-52.0%
vs metro
-7.9%
vs state
-46.7%
ZIP 39877 location in GA
Location of ZIP 39877 in GA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 39877 is worth $136,242 — 7.9% below the Albany, GA median. Over the past year, values have fallen 6.3%. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.4%[3]
Typical annual tax
$1,916[3]

#Climate risk

FEMA National Risk Index ratings for Terrell County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
393[3]
Median household income
$51,250[3]

#Migration

Household moves in and out of Terrell County over a year, from IRS tax-return data.

Net migration
-42[5]
Moved in
182
Moved out
224

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$689
Loan principal$108,993
Down payment$27,248
Total interest paid$139,015

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$963
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
8th percentile[1]
Rental yield
[2]
Property tax
100th percentile[3]

Frequently asked

How much is a home worth in ZIP code 39877?
The typical home in 39877 is worth $136,242, based on the Zillow Home Value Index.
Are home values rising in 39877?
Home values in 39877 are down 6.3% over the past year, and up 2.2% a year over five years.
What is the property tax rate in 39877?
The effective property tax rate in 39877 is 1.4% — roughly $1,916 a year on a typical home.
Who lives in 39877?
ZIP code 39877 has a population of 393 and a median household income of $51,250.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Albany, GA

    Typical home
    $138,722
    Gross yield
    7.9%
  • Poulan, GA

    Typical home
    $131,144
    Gross yield
  • Smithville, GA

    Typical home
    $157,031
    Gross yield
  • Dawson, GA

    Typical home
    $114,598
    Gross yield
  • Bronwood, GA

    Typical home
    $105,976
    Gross yield
  • Doerun, GA

    Typical home
    $167,414
    Gross yield

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