How much is a home worth in ZIP code 32034?

The typical home in 32034 is worth $613,376, based on the Zillow Home Value Index.

Are home values rising in 32034?

Home values in 32034 are down 2.2% over the past year, and up 6.8% a year over five years.

What is the typical rent in 32034?

A typical home in 32034 rents for about $2,472 a month, a gross rental yield of 4.8%.

What is the property tax rate in 32034?

The effective property tax rate in 32034 is 0.8% — roughly $4,793 a year on a typical home.

ZIP code 32034 has a population of 41,029 and a median household income of $98,583.

HousingHandbookReference data

…

U.S. ZIP Code · FL32034

Nassau County · Jacksonville, FL

Typical home value

$613,376^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.2%
5-year / yr: +6.8%
10-year / yr: +7.4%

Relative price

vs U.S.: +115.9%
vs metro: +87.5%
vs state: +76.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32034 is worth $613,376 — 87.5% above the Jacksonville, FL median. Over the past year, values have fallen 2.2%. Homes here rent for a typical $2,472 a month — a 4.8% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,472^[2]
Gross yield: 4.8%^[2]
Cap rate: 2.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $4,793^[3]

#Climate risk

FEMA National Risk Index ratings for Nassau County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Low
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Very Low
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Very Low

#Who lives here

Population: 41,029^[3]
Median household income: $98,583^[3]

#Migration

Household moves in and out of Nassau County over a year, from IRS tax-return data.

Net migration: +1,282^[5]
Moved in: 4,327
Moved out: 3,045

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 2
Middle: 1
High: 3

FERNANDINA BEACH HIGH SCHOOL
High · Grades 9–12 · NASSAU
980 students
FERNANDINA BEACH MIDDLE SCHOOL
Middle · Grades 6–8 · NASSAU
689 students
EMMA LOVE HARDEE ELEMENTARY
Elementary · Grades 3–5 · NASSAU
645 students
SOUTHSIDE ELEMENTARY SCHOOL
Elementary · Grades PK–2 · NASSAU
619 students
NASSAU COUNTY COMMUNITY SCHOOL
High · Grades 6–12 · NASSAU
90 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.8%

Net yield (after ~40% expenses)2.9%

Annual rent$29,665

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,102

Loan principal$490,701

Down payment$122,675

Total interest paid$625,862

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.62

Monthly cost to own$4,011

Monthly rent$2,472

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 93rd percentile^[1]
Rental yield: 20th percentile^[2]
Property tax: 69th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 32034?: The typical home in 32034 is worth $613,376, based on the Zillow Home Value Index.
Are home values rising in 32034?: Home values in 32034 are down 2.2% over the past year, and up 6.8% a year over five years.
What is the typical rent in 32034?: A typical home in 32034 rents for about $2,472 a month, a gross rental yield of 4.8%.
What is the property tax rate in 32034?: The effective property tax rate in 32034 is 0.8% — roughly $4,793 a year on a typical home.
Who lives in 32034?: ZIP code 32034 has a population of 41,029 and a median household income of $98,583.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32250 vs 32034 →
Jacksonville Beach, FL
Typical home
$636,354
Gross yield
4.3%
32081 vs 32034 →
Nocatee CDP, FL
Typical home
$659,666
Gross yield
4.1%
32259
Fruit Cove CDP, FL
Typical home
$543,733
Gross yield
4.4%
32080
St. Augustine, FL
Typical home
$537,143
Gross yield
5.1%
32095
Nocatee CDP, FL
Typical home
$504,037
Gross yield
5.2%
32233
Jacksonville, FL
Typical home
$486,721
Gross yield
4.4%

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Pit ZIP 32034 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL32034

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