HousingHandbookReference data

U.S. ZIP Code · FL32259

St. Johns County · Jacksonville, FL

Typical home value

$543,733[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.3%
5-year / yr
+5.7%
10-year / yr
+5.7%

Relative price

vs U.S.
+91.4%
vs metro
+66.2%
vs state
+56.8%
ZIP 32259 location in FL
Location of ZIP 32259 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32259 is worth $543,733 — 66.2% above the Jacksonville, FL median. Over the past year, values have fallen 3.3%. Homes here rent for a typical $1,972 a month — a 4.4% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,972[2]
Gross yield
4.4%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$4,179[3]

#Climate risk

FEMA National Risk Index ratings for St. Johns County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
75,016[3]
Median household income
$150,736[3]

#Migration

Household moves in and out of St. Johns County over a year, from IRS tax-return data.

Net migration
+4,049[5]
Moved in
13,388
Moved out
9,339

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
7
Middle
2
High
3
  • CREEKSIDE HIGH SCHOOL

    High · Grades 9–12 · ST. JOHNS

    2,554 students

  • BARTRAM TRAIL HIGH SCHOOL

    High · Grades 9–12 · ST. JOHNS

    2,146 students

  • FREEDOM CROSSING ACADEMY

    Elementary · Grades K–8 · ST. JOHNS

    1,955 students

  • LIBERTY PINES ACADEMY

    Elementary · Grades PK–8 · ST. JOHNS

    1,948 students

  • BEACHSIDE HIGH SCHOOL

    High · Grades 9–12 · ST. JOHNS

    1,933 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.4%
Net yield (after ~40% expenses)2.6%
Annual rent$23,660

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,749
Loan principal$434,986
Down payment$108,747
Total interest paid$554,801

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.80
Monthly cost to own$3,551
Monthly rent$1,972

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
69th percentile[1]
Rental yield
9th percentile[2]
Property tax
61st percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 32259?
The typical home in 32259 is worth $543,733, based on the Zillow Home Value Index.
Are home values rising in 32259?
Home values in 32259 are down 3.3% over the past year, and up 5.7% a year over five years.
What is the typical rent in 32259?
A typical home in 32259 rents for about $1,972 a month, a gross rental yield of 4.4%.
What is the property tax rate in 32259?
The effective property tax rate in 32259 is 0.8% — roughly $4,179 a year on a typical home.
Who lives in 32259?
ZIP code 32259 has a population of 75,016 and a median household income of $150,736.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • St. Augustine, FL

    Typical home
    $537,143
    Gross yield
    5.1%
  • Nocatee CDP, FL

    Typical home
    $504,037
    Gross yield
    5.2%
  • Jacksonville, FL

    Typical home
    $486,721
    Gross yield
    4.4%
  • Fernandina Beach, FL

    Typical home
    $613,376
    Gross yield
    4.8%
  • World Golf Village CDP, FL

    Typical home
    $468,320
    Gross yield
    6.2%
  • Jacksonville, FL

    Typical home
    $456,759
    Gross yield
    4.4%

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