How much is a home worth in ZIP code 32043?

The typical home in 32043 is worth $346,620, based on the Zillow Home Value Index.

Are home values rising in 32043?

Home values in 32043 are down 1.7% over the past year, and up 5.4% a year over five years.

What is the typical rent in 32043?

A typical home in 32043 rents for about $2,100 a month, a gross rental yield of 7.3%.

What is the property tax rate in 32043?

The effective property tax rate in 32043 is 0.8% — roughly $2,634 a year on a typical home.

ZIP code 32043 has a population of 34,562 and a median household income of $84,145.

HousingHandbookReference data

…

U.S. ZIP Code · FL32043

Clay County · Jacksonville, FL

Typical home value

$346,620^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.7%
5-year / yr: +5.4%
10-year / yr: +6.7%

Relative price

vs U.S.: +22.0%
vs metro: +5.9%
vs state: ≈ state median

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32043 is worth $346,620 — 5.9% above the Jacksonville, FL median. Over the past year, values have fallen 1.7%. Homes here rent for a typical $2,100 a month — a 7.3% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,100^[2]
Gross yield: 7.3%^[2]
Cap rate: 4.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $2,634^[3]

#Climate risk

FEMA National Risk Index ratings for Clay County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Low
Wildfire: Relatively Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Very Low

#Who lives here

Population: 34,562^[3]
Median household income: $84,145^[3]

#Migration

Household moves in and out of Clay County over a year, from IRS tax-return data.

Net migration: +1,368^[5]
Moved in: 9,891
Moved out: 8,523

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 10
Elementary: 3
Middle: 2
High: 3

CLAY HIGH SCHOOL
High · Grades 9–12 · CLAY
1,706 students
LAKE ASBURY JUNIOR HIGH SCHOOL
Middle · Grades 7–8 · CLAY
994 students
LAKE ASBURY ELEMENTARY SCHOOL
Elementary · Grades PK–6 · CLAY
849 students
GREEN COVE SPRINGS JUNIOR HIGH SCHOOL
Middle · Grades 7–8 · CLAY
792 students
SHADOWLAWN ELEMENTARY SCHOOL
Elementary · Grades PK–6 · CLAY
716 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.3%

Net yield (after ~40% expenses)4.4%

Annual rent$25,198

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,753

Loan principal$277,296

Down payment$69,324

Total interest paid$353,676

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.08

Monthly cost to own$2,261

Monthly rent$2,100

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 59th percentile^[1]
Rental yield: 71st percentile^[2]
Property tax: 57th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 32043?: The typical home in 32043 is worth $346,620, based on the Zillow Home Value Index.
Are home values rising in 32043?: Home values in 32043 are down 1.7% over the past year, and up 5.4% a year over five years.
What is the typical rent in 32043?: A typical home in 32043 rents for about $2,100 a month, a gross rental yield of 7.3%.
What is the property tax rate in 32043?: The effective property tax rate in 32043 is 0.8% — roughly $2,634 a year on a typical home.
Who lives in 32043?: ZIP code 32043 has a population of 34,562 and a median household income of $84,145.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32257 vs 32043 →
Jacksonville, FL
Typical home
$347,668
Gross yield
5.1%
32084 vs 32043 →
St. Augustine, FL
Typical home
$350,120
Gross yield
6.3%
32046
Hilliard, FL
Typical home
$360,505
Gross yield
—
32065
Oakleaf Plantation CDP, FL
Typical home
$327,719
Gross yield
7.1%
32068
Middleburg CDP, FL
Typical home
$327,207
Gross yield
7.2%
32258
Jacksonville, FL
Typical home
$369,515
Gross yield
5.7%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 32043 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL32043

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