HousingHandbookReference data

U.S. ZIP Code · FL32084

St. Johns County · Jacksonville, FL

Typical home value

$350,120[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.3%
5-year / yr
+5.8%
10-year / yr
+6.8%

Relative price

vs U.S.
+23.3%
vs metro
+7.0%
vs state
≈ state median
ZIP 32084 location in FL
Location of ZIP 32084 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32084 is worth $350,120 — 7.0% above the Jacksonville, FL median. Over the past year, values have fallen 1.3%. Homes here rent for a typical $1,828 a month — a 6.3% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,828[2]
Gross yield
6.3%[2]
Cap rate
3.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,294[3]

#Climate risk

FEMA National Risk Index ratings for St. Johns County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
37,291[3]
Median household income
$73,837[3]

#Migration

Household moves in and out of St. Johns County over a year, from IRS tax-return data.

Net migration
+4,049[5]
Moved in
13,388
Moved out
9,339

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
23
Elementary
8
Middle
3
High
7
  • ST. AUGUSTINE HIGH SCHOOL

    High · Grades 9–12 · ST. JOHNS

    1,695 students

  • R J MURRAY MIDDLE SCHOOL

    Middle · Grades 6–8 · ST. JOHNS

    745 students

  • OSCEOLA ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · ST. JOHNS

    688 students

  • CROOKSHANK ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · ST. JOHNS

    662 students

  • SEBASTIAN MIDDLE SCHOOL

    Middle · Grades 6–8 · ST. JOHNS

    633 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.3%
Net yield (after ~40% expenses)3.8%
Annual rent$21,932

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,770
Loan principal$280,096
Down payment$70,024
Total interest paid$357,247

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.23
Monthly cost to own$2,255
Monthly rent$1,828

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
76th percentile[1]
Rental yield
47th percentile[2]
Property tax
24th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32084?
The typical home in 32084 is worth $350,120, based on the Zillow Home Value Index.
Are home values rising in 32084?
Home values in 32084 are down 1.3% over the past year, and up 5.8% a year over five years.
What is the typical rent in 32084?
A typical home in 32084 rents for about $1,828 a month, a gross rental yield of 6.3%.
What is the property tax rate in 32084?
The effective property tax rate in 32084 is 0.7% — roughly $2,294 a year on a typical home.
Who lives in 32084?
ZIP code 32084 has a population of 37,291 and a median household income of $73,837.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Jacksonville, FL

    Typical home
    $347,668
    Gross yield
    5.1%
  • Asbury Lake CDP, FL

    Typical home
    $346,620
    Gross yield
    7.3%
  • Hilliard, FL

    Typical home
    $360,505
    Gross yield
  • Jacksonville, FL

    Typical home
    $369,515
    Gross yield
    5.7%
  • St. Augustine Shores CDP, FL

    Typical home
    $370,363
    Gross yield
    6.9%
  • Oakleaf Plantation CDP, FL

    Typical home
    $327,719
    Gross yield
    7.1%

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