HousingHandbookReference data

U.S. ZIP Code · FL32073

Clay County · Jacksonville, FL

Typical home value

$299,724[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.5%
5-year / yr
+5.1%
10-year / yr
+7.0%

Relative price

vs U.S.
+5.5%
vs metro
-8.4%
vs state
-13.6%
ZIP 32073 location in FL
Location of ZIP 32073 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32073 is worth $299,724 — 8.4% below the Jacksonville, FL median. Over the past year, values have fallen 1.5%. Homes here rent for a typical $1,565 a month — a 6.3% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,565[2]
Gross yield
6.3%[2]
Cap rate
3.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,911[3]

#Climate risk

FEMA National Risk Index ratings for Clay County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Low
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
43,561[3]
Median household income
$76,455[3]

#Migration

Household moves in and out of Clay County over a year, from IRS tax-return data.

Net migration
+1,368[5]
Moved in
9,891
Moved out
8,523

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
13
Elementary
7
Middle
2
High
1
  • ORANGE PARK HIGH SCHOOL

    High · Grades 9–12 · CLAY

    1,926 students

  • LAKESIDE JUNIOR HIGH SCHOOL

    Middle · Grades 6–8 · CLAY

    924 students

  • ARGYLE ELEMENTARY SCHOOL

    Elementary · Grades PK–6 · CLAY

    810 students

  • ORANGE PARK JUNIOR HIGH SCHOOL

    Middle · Grades 7–8 · CLAY

    800 students

  • LAKESIDE ELEMENTARY SCHOOL

    Elementary · Grades PK–6 · CLAY

    725 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.3%
Net yield (after ~40% expenses)3.8%
Annual rent$18,775

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,516
Loan principal$239,779
Down payment$59,945
Total interest paid$305,825

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.23
Monthly cost to own$1,925
Monthly rent$1,565

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
52nd percentile[1]
Rental yield
44th percentile[2]
Property tax
19th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32073?
The typical home in 32073 is worth $299,724, based on the Zillow Home Value Index.
Are home values rising in 32073?
Home values in 32073 are down 1.5% over the past year, and up 5.1% a year over five years.
What is the typical rent in 32073?
A typical home in 32073 rents for about $1,565 a month, a gross rental yield of 6.3%.
What is the property tax rate in 32073?
The effective property tax rate in 32073 is 0.6% — roughly $1,911 a year on a typical home.
Who lives in 32073?
ZIP code 32073 has a population of 43,561 and a median household income of $76,455.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Jacksonville, FL

    Typical home
    $298,456
    Gross yield
    7.0%
  • Macclenny, FL

    Typical home
    $301,366
    Gross yield
  • Jacksonville, FL

    Typical home
    $296,332
    Gross yield
    8.1%
  • Jacksonville, FL

    Typical home
    $294,195
    Gross yield
    7.8%
  • Jacksonville, FL

    Typical home
    $291,616
    Gross yield
    7.7%
  • Jacksonville, FL

    Typical home
    $289,092
    Gross yield
    7.5%

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