HousingHandbookReference data

U.S. ZIP Code · FL32234

Duval County · Jacksonville, FL

Typical home value

$294,195[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.0%
5-year / yr
+4.2%
10-year / yr
+6.7%

Relative price

vs U.S.
+3.6%
vs metro
-10.1%
vs state
-15.2%
ZIP 32234 location in FL
Location of ZIP 32234 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32234 is worth $294,195 — 10.1% below the Jacksonville, FL median. Over the past year, values have fallen 1.0%. Homes here rent for a typical $1,913 a month — a 7.8% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,913[2]
Gross yield
7.8%[2]
Cap rate
4.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,554[3]

#Climate risk

FEMA National Risk Index ratings for Duval County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively High
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
9,678[3]
Median household income
$87,331[3]

#Migration

Household moves in and out of Duval County over a year, from IRS tax-return data.

Net migration
+2,132[5]
Moved in
31,608
Moved out
29,476

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
0
High
1
  • BALDWIN MIDDLE-SENIOR HIGH SCHOOL

    High · Grades 6–12 · DUVAL

    1,479 students

  • MAMIE AGNES JONES ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · DUVAL

    453 students

  • CLAY HILL ELEMENTARY SCHOOL

    Elementary · Grades PK–6 · CLAY

    450 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.8%
Net yield (after ~40% expenses)4.7%
Annual rent$22,958

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,488
Loan principal$235,356
Down payment$58,839
Total interest paid$300,183

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.02
Monthly cost to own$1,946
Monthly rent$1,913

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
19th percentile[1]
Rental yield
84th percentile[2]
Property tax
85th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32234?
The typical home in 32234 is worth $294,195, based on the Zillow Home Value Index.
Are home values rising in 32234?
Home values in 32234 are down 1.0% over the past year, and up 4.2% a year over five years.
What is the typical rent in 32234?
A typical home in 32234 rents for about $1,913 a month, a gross rental yield of 7.8%.
What is the property tax rate in 32234?
The effective property tax rate in 32234 is 0.9% — roughly $2,554 a year on a typical home.
Who lives in 32234?
ZIP code 32234 has a population of 9,678 and a median household income of $87,331.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Jacksonville, FL

    Typical home
    $296,332
    Gross yield
    8.1%
  • Jacksonville, FL

    Typical home
    $291,616
    Gross yield
    7.7%
  • Jacksonville, FL

    Typical home
    $298,456
    Gross yield
    7.0%
  • Jacksonville, FL

    Typical home
    $289,092
    Gross yield
    7.5%
  • Bellair-Meadowbrook Terrace CDP, FL

    Typical home
    $299,724
    Gross yield
    6.3%
  • Macclenny, FL

    Typical home
    $301,366
    Gross yield

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