How much is a home worth in ZIP code 32505?

The typical home in 32505 is worth $148,764, based on the Zillow Home Value Index.

Are home values rising in 32505?

Home values in 32505 are up 0.5% over the past year, and up 3.8% a year over five years.

What is the typical rent in 32505?

A typical home in 32505 rents for about $1,459 a month, a gross rental yield of 11.8%.

What is the property tax rate in 32505?

The effective property tax rate in 32505 is 0.6% — roughly $846 a year on a typical home.

ZIP code 32505 has a population of 27,877 and a median household income of $44,783.

HousingHandbookReference data

…

U.S. ZIP Code · FL32505

Escambia County · Pensacola-Ferry Pass-Brent, FL

Typical home value

$148,764^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.5%
5-year / yr: +3.8%
10-year / yr: +9.3%

Relative price

vs U.S.: -47.6%
vs metro: -47.4%
vs state: -57.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32505 is worth $148,764 — 47.4% below the Pensacola-Ferry Pass-Brent, FL median. Over the past year, values have risen 0.5%. Homes here rent for a typical $1,459 a month — a 11.8% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,459^[2]
Gross yield: 11.8%^[2]
Cap rate: 7.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $846^[3]

#Climate risk

FEMA National Risk Index ratings for Escambia County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Very High
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 27,877^[3]
Median household income: $44,783^[3]

#Migration

Household moves in and out of Escambia County over a year, from IRS tax-return data.

Net migration: +812^[5]
Moved in: 11,757
Moved out: 10,945

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 5
Middle: 0
High: 0

C. A. WEIS ELEMENTARY SCHOOL
Elementary · Grades PK–5 · ESCAMBIA
503 students
GLOBAL LEARNING ACADEMY
Elementary · Grades PK–5 · ESCAMBIA
487 students
OAKCREST ELEMENTARY SCHOOL
Elementary · Grades PK–5 · ESCAMBIA
483 students
BRENTWOOD ELEMENTARY SCHOOL
Elementary · Grades PK–5 · ESCAMBIA
402 students
MONTCLAIR ELEMENTARY SCHOOL
Elementary · Grades PK–5 · ESCAMBIA
328 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield11.8%

Net yield (after ~40% expenses)7.1%

Annual rent$17,502

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$752

Loan principal$119,011

Down payment$29,753

Total interest paid$151,792

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.65

Monthly cost to own$947

Monthly rent$1,459

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 0th percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 19th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 32505?: The typical home in 32505 is worth $148,764, based on the Zillow Home Value Index.
Are home values rising in 32505?: Home values in 32505 are up 0.5% over the past year, and up 3.8% a year over five years.
What is the typical rent in 32505?: A typical home in 32505 rents for about $1,459 a month, a gross rental yield of 11.8%.
What is the property tax rate in 32505?: The effective property tax rate in 32505 is 0.6% — roughly $846 a year on a typical home.
Who lives in 32505?: ZIP code 32505 has a population of 27,877 and a median household income of $44,783.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32535 vs 32505 →
Century, FL
Typical home
$197,543
Gross yield
—
32534 vs 32505 →
Ensley CDP, FL
Typical home
$239,692
Gross yield
8.3%
32506
Myrtle Grove CDP, FL
Typical home
$244,154
Gross yield
7.4%
32514
Ferry Pass CDP, FL
Typical home
$259,973
Gross yield
6.9%
32501
Pensacola, FL
Typical home
$268,697
Gross yield
7.8%
32504
Pensacola, FL
Typical home
$270,196
Gross yield
6.6%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 32505 against any other ZIP — full side-by-side table.

Compare 32505 →

#Jump to section

U.S. ZIP Code · FL32505

Get more data on ZIPs like this

Get more data on ZIPs like this