HousingHandbookReference data

U.S. ZIP Code · FL32563

Santa Rosa County · Pensacola-Ferry Pass-Brent, FL

Typical home value

$402,402[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.2%
5-year / yr
+4.4%
10-year / yr
+6.6%

Relative price

vs U.S.
+41.7%
vs metro
+42.3%
vs state
+16.0%
ZIP 32563 location in FL
Location of ZIP 32563 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32563 is worth $402,402 — 42.3% above the Pensacola-Ferry Pass-Brent, FL median. Over the past year, values have fallen 1.2%. Homes here rent for a typical $1,990 a month — a 5.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,990[2]
Gross yield
5.9%[2]
Cap rate
3.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,695[3]

#Climate risk

FEMA National Risk Index ratings for Santa Rosa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
30,364[3]
Median household income
$100,396[3]

#Migration

Household moves in and out of Santa Rosa County over a year, from IRS tax-return data.

Net migration
+1,478[5]
Moved in
8,192
Moved out
6,714

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
1
High
0
  • WOODLAWN BEACH MIDDLE SCHOOL

    Middle · Grades 6–8 · SANTA ROSA

    945 students

  • ORIOLE BEACH ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · SANTA ROSA

    771 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.9%
Net yield (after ~40% expenses)3.6%
Annual rent$23,884

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,035
Loan principal$321,922
Down payment$80,480
Total interest paid$410,594

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.30
Monthly cost to own$2,595
Monthly rent$1,990

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
10th percentile[1]
Rental yield
13th percentile[2]
Property tax
86th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32563?
The typical home in 32563 is worth $402,402, based on the Zillow Home Value Index.
Are home values rising in 32563?
Home values in 32563 are down 1.2% over the past year, and up 4.4% a year over five years.
What is the typical rent in 32563?
A typical home in 32563 rents for about $1,990 a month, a gross rental yield of 5.9%.
What is the property tax rate in 32563?
The effective property tax rate in 32563 is 0.7% — roughly $2,695 a year on a typical home.
Who lives in 32563?
ZIP code 32563 has a population of 30,364 and a median household income of $100,396.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Navarre CDP, FL

    Typical home
    $417,975
    Gross yield
    6.3%
  • Molino CDP, FL

    Typical home
    $369,674
    Gross yield
  • Warrington CDP, FL

    Typical home
    $367,304
    Gross yield
    5.9%
  • Pensacola, FL

    Typical home
    $335,581
    Gross yield
    7.4%
  • Pace CDP, FL

    Typical home
    $327,859
    Gross yield
    7.2%
  • Gonzalez CDP, FL

    Typical home
    $325,198
    Gross yield
    6.8%

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