How much is a home worth in ZIP code 32566?

The typical home in 32566 is worth $417,975, based on the Zillow Home Value Index.

Are home values rising in 32566?

Home values in 32566 are up 0.6% over the past year, and up 5.1% a year over five years.

What is the typical rent in 32566?

A typical home in 32566 rents for about $2,183 a month, a gross rental yield of 6.3%.

What is the property tax rate in 32566?

The effective property tax rate in 32566 is 0.6% — roughly $2,513 a year on a typical home.

ZIP code 32566 has a population of 43,883 and a median household income of $105,551.

HousingHandbookReference data

…

U.S. ZIP Code · FL32566

Santa Rosa County · Pensacola-Ferry Pass-Brent, FL

Typical home value

$417,975^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.6%
5-year / yr: +5.1%
10-year / yr: +6.8%

Relative price

vs U.S.: +47.1%
vs metro: +47.8%
vs state: +20.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32566 is worth $417,975 — 47.8% above the Pensacola-Ferry Pass-Brent, FL median. Over the past year, values have risen 0.6%. Homes here rent for a typical $2,183 a month — a 6.3% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,183^[2]
Gross yield: 6.3%^[2]
Cap rate: 3.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $2,513^[3]

#Climate risk

FEMA National Risk Index ratings for Santa Rosa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Very Low
Winter weather: Relatively Low

#Who lives here

Population: 43,883^[3]
Median household income: $105,551^[3]

#Migration

Household moves in and out of Santa Rosa County over a year, from IRS tax-return data.

Net migration: +1,478^[5]
Moved in: 8,192
Moved out: 6,714

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 5
Middle: 1
High: 1

NAVARRE HIGH SCHOOL
High · Grades 9–12 · SANTA ROSA
2,430 students
EAST BAY K-8 SCHOOL
Elementary · Grades PK–8 · SANTA ROSA
1,081 students
HOLLEY-NAVARRE MIDDLE SCHOOL
Middle · Grades 6–8 · SANTA ROSA
803 students
WEST NAVARRE INTERMEDIATE SCHOOL
Elementary · Grades 3–5 · SANTA ROSA
777 students
HOLLEY-NAVARRE INTERMEDIATE
Elementary · Grades 3–5 · SANTA ROSA
708 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.3%

Net yield (after ~40% expenses)3.8%

Annual rent$26,201

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,114

Loan principal$334,380

Down payment$83,595

Total interest paid$426,483

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.22

Monthly cost to own$2,671

Monthly rent$2,183

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 57th percentile^[1]
Rental yield: 19th percentile^[2]
Property tax: 48th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 32566?: The typical home in 32566 is worth $417,975, based on the Zillow Home Value Index.
Are home values rising in 32566?: Home values in 32566 are up 0.6% over the past year, and up 5.1% a year over five years.
What is the typical rent in 32566?: A typical home in 32566 rents for about $2,183 a month, a gross rental yield of 6.3%.
What is the property tax rate in 32566?: The effective property tax rate in 32566 is 0.6% — roughly $2,513 a year on a typical home.
Who lives in 32566?: ZIP code 32566 has a population of 43,883 and a median household income of $105,551.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32563 vs 32566 →
Midway CDP, FL
Typical home
$402,402
Gross yield
5.9%
32577 vs 32566 →
Molino CDP, FL
Typical home
$369,674
Gross yield
—
32507
Warrington CDP, FL
Typical home
$367,304
Gross yield
5.9%
32502
Pensacola, FL
Typical home
$335,581
Gross yield
7.4%
32571
Pace CDP, FL
Typical home
$327,859
Gross yield
7.2%
32533
Gonzalez CDP, FL
Typical home
$325,198
Gross yield
6.8%

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Pit ZIP 32566 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL32566

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