HousingHandbookReference data

U.S. ZIP Code · FL32641

Alachua County · Gainesville, FL

Typical home value

$183,004[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.3%
5-year / yr
+4.4%
10-year / yr
+9.2%

Relative price

vs U.S.
-35.6%
vs metro
-39.4%
vs state
-47.2%
ZIP 32641 location in FL
Location of ZIP 32641 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32641 is worth $183,004 — 39.4% below the Gainesville, FL median. Over the past year, values have fallen 2.3%. Homes here rent for a typical $1,608 a month — a 10.5% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,608[2]
Gross yield
10.5%[2]
Cap rate
6.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$1,589[3]

#Climate risk

FEMA National Risk Index ratings for Alachua County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
No Rating
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
13,963[3]
Median household income
$35,223[3]

#Migration

Household moves in and out of Alachua County over a year, from IRS tax-return data.

Net migration
-542[5]
Moved in
9,466
Moved out
10,008

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
11
Elementary
5
Middle
1
High
3
  • EASTSIDE HIGH SCHOOL

    High · Grades 9–12 · ALACHUA

    1,231 students

  • ABRAHAM LINCOLN MIDDLE SCHOOL

    Middle · Grades 6–8 · ALACHUA

    697 students

  • JOSEPH WILLIAMS ELEMENTARY SCHOOL

    Elementary · Grades K–5 · ALACHUA

    458 students

  • CARING & SHARING LEARNING SCHOOL

    Elementary · Grades PK–6 · ALACHUA

    320 students

  • PROFESSIONAL ACADEMY MAGNET AT LOFTEN HIGH SCHOOL

    High · Grades 9–12 · ALACHUA

    310 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield10.5%
Net yield (after ~40% expenses)6.3%
Annual rent$19,300

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$925
Loan principal$146,403
Down payment$36,601
Total interest paid$186,730

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.75
Monthly cost to own$1,211
Monthly rent$1,608

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
16th percentile[1]
Rental yield
100th percentile[2]
Property tax
54th percentile[3]

Frequently asked

How much is a home worth in ZIP code 32641?
The typical home in 32641 is worth $183,004, based on the Zillow Home Value Index.
Are home values rising in 32641?
Home values in 32641 are down 2.3% over the past year, and up 4.4% a year over five years.
What is the typical rent in 32641?
A typical home in 32641 rents for about $1,608 a month, a gross rental yield of 10.5%.
What is the property tax rate in 32641?
The effective property tax rate in 32641 is 0.9% — roughly $1,589 a year on a typical home.
Who lives in 32641?
ZIP code 32641 has a population of 13,963 and a median household income of $35,223.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Gainesville, FL

    Typical home
    $223,315
    Gross yield
    7.9%
  • Waldo, FL

    Typical home
    $232,580
    Gross yield
  • Hawthorne, FL

    Typical home
    $234,215
    Gross yield
  • East Bronson CDP, FL

    Typical home
    $246,631
    Gross yield
  • Inglis, FL

    Typical home
    $251,121
    Gross yield
  • Gainesville, FL

    Typical home
    $263,728
    Gross yield
    6.6%

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