HousingHandbookReference data

U.S. ZIP Code · FL32784

Marion County · Ocala, FL

Typical home value

$294,395[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.3%
5-year / yr
+6.4%
10-year / yr
+8.9%

Relative price

vs U.S.
+3.6%
vs metro
≈ metro median
vs state
-15.1%
ZIP 32784 location in FL
Location of ZIP 32784 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32784 is worth $294,395. Over the past year, values have fallen 2.3%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,925[3]

#Climate risk

FEMA National Risk Index ratings for Marion County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
10,019[3]
Median household income
$72,201[3]

#Migration

Household moves in and out of Marion County over a year, from IRS tax-return data.

Net migration
+5,950[5]
Moved in
15,945
Moved out
9,995

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • UMATILLA HIGH SCHOOL

    High · Grades 9–12 · LAKE

    915 students

  • UMATILLA ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · LAKE

    682 students

  • UMATILLA MIDDLE SCHOOL

    Middle · Grades 6–8 · LAKE

    610 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,489
Loan principal$235,516
Down payment$58,879
Total interest paid$300,388

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,893
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
30th percentile[1]
Rental yield
[2]
Property tax
22nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 32784?
The typical home in 32784 is worth $294,395, based on the Zillow Home Value Index.
Are home values rising in 32784?
Home values in 32784 are down 2.3% over the past year, and up 6.4% a year over five years.
What is the property tax rate in 32784?
The effective property tax rate in 32784 is 0.7% — roughly $1,925 a year on a typical home.
Who lives in 32784?
ZIP code 32784 has a population of 10,019 and a median household income of $72,201.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Ocala, FL

    Typical home
    $297,948
    Gross yield
    9.5%
  • Liberty Triangle CDP, FL

    Typical home
    $298,754
    Gross yield
    7.7%
  • The Villages CDP, FL

    Typical home
    $288,883
    Gross yield
    7.6%
  • Rainbow Springs CDP, FL

    Typical home
    $301,960
    Gross yield
    9.2%
  • McIntosh, FL

    Typical home
    $304,760
    Gross yield
  • FL

    Typical home
    $306,351
    Gross yield

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