HousingHandbookReference data

U.S. ZIP Code · FL34491

Marion County · Ocala, FL

Typical home value

$288,883[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.4%
5-year / yr
+5.6%
10-year / yr
+5.9%

Relative price

vs U.S.
+1.7%
vs metro
≈ metro median
vs state
-16.7%
ZIP 34491 location in FL
Location of ZIP 34491 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34491 is worth $288,883. Over the past year, values have fallen 2.4%. Homes here rent for a typical $1,833 a month — a 7.6% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,833[2]
Gross yield
7.6%[2]
Cap rate
4.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,084[3]

#Climate risk

FEMA National Risk Index ratings for Marion County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
33,318[3]
Median household income
$66,679[3]

#Migration

Household moves in and out of Marion County over a year, from IRS tax-return data.

Net migration
+5,950[5]
Moved in
15,945
Moved out
9,995

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
1
High
0
  • LAKE WEIR MIDDLE SCHOOL

    Middle · Grades 6–8 · MARION

    1,101 students

  • HARBOUR VIEW ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · MARION

    857 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.6%
Net yield (after ~40% expenses)4.6%
Annual rent$21,993

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,461
Loan principal$231,106
Down payment$57,777
Total interest paid$294,763

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.02
Monthly cost to own$1,875
Monthly rent$1,833

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
4th percentile[1]
Rental yield
46th percentile[2]
Property tax
48th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34491?
The typical home in 34491 is worth $288,883, based on the Zillow Home Value Index.
Are home values rising in 34491?
Home values in 34491 are down 2.4% over the past year, and up 5.6% a year over five years.
What is the typical rent in 34491?
A typical home in 34491 rents for about $1,833 a month, a gross rental yield of 7.6%.
What is the property tax rate in 34491?
The effective property tax rate in 34491 is 0.7% — roughly $2,084 a year on a typical home.
Who lives in 34491?
ZIP code 34491 has a population of 33,318 and a median household income of $66,679.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Umatilla, FL

    Typical home
    $294,395
    Gross yield
  • Ocala, FL

    Typical home
    $297,948
    Gross yield
    9.5%
  • Liberty Triangle CDP, FL

    Typical home
    $298,754
    Gross yield
    7.7%
  • On Top of the World CDP, FL

    Typical home
    $277,932
    Gross yield
    7.1%
  • Rainbow Springs CDP, FL

    Typical home
    $301,960
    Gross yield
    9.2%
  • McIntosh, FL

    Typical home
    $304,760
    Gross yield

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