HousingHandbookReference data

U.S. ZIP Code · FL32792

Seminole County · Orlando-Kissimmee-Sanford, FL

Typical home value

$397,449[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.1%
5-year / yr
+5.4%
10-year / yr
+7.4%

Relative price

vs U.S.
+39.9%
vs metro
+2.0%
vs state
+14.6%
ZIP 32792 location in FL
Location of ZIP 32792 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 32792 is worth $397,449 — 2.0% above the Orlando-Kissimmee-Sanford, FL median. Over the past year, values have fallen 3.1%. Homes here rent for a typical $1,736 a month — a 5.2% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,736[2]
Gross yield
5.2%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,915[3]

#Climate risk

FEMA National Risk Index ratings for Seminole County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
No Rating
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
No Rating

#Who lives here

Population
52,976[3]
Median household income
$69,200[3]

#Migration

Household moves in and out of Seminole County over a year, from IRS tax-return data.

Net migration
-234[5]
Moved in
20,307
Moved out
20,541

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
4
Middle
0
High
3
  • WINTER PARK HIGH

    High · Grades 9–12 · ORANGE

    3,264 students

  • LAKE HOWELL HIGH SCHOOL

    High · Grades 9–12 · SEMINOLE

    2,201 students

  • EASTBROOK ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · SEMINOLE

    652 students

  • LAKEMONT ELEMENTARY

    Elementary · Grades PK–5 · ORANGE

    612 students

  • BROOKSHIRE ELEMENTARY

    Elementary · Grades PK–5 · ORANGE

    568 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.2%
Net yield (after ~40% expenses)3.1%
Annual rent$20,838

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,010
Loan principal$317,959
Down payment$79,490
Total interest paid$405,539

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.49
Monthly cost to own$2,583
Monthly rent$1,736

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
37th percentile[1]
Rental yield
17th percentile[2]
Property tax
41st percentile[3]

Frequently asked

How much is a home worth in ZIP code 32792?
The typical home in 32792 is worth $397,449, based on the Zillow Home Value Index.
Are home values rising in 32792?
Home values in 32792 are down 3.1% over the past year, and up 5.4% a year over five years.
What is the typical rent in 32792?
A typical home in 32792 rents for about $1,736 a month, a gross rental yield of 5.2%.
What is the property tax rate in 32792?
The effective property tax rate in 32792 is 0.7% — roughly $2,915 a year on a typical home.
Who lives in 32792?
ZIP code 32792 has a population of 52,976 and a median household income of $69,200.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • University CDP, FL

    Typical home
    $397,678
    Gross yield
    5.6%
  • FL

    Typical home
    $397,053
    Gross yield
  • Longwood, FL

    Typical home
    $399,832
    Gross yield
    5.8%
  • St. Cloud, FL

    Typical home
    $399,840
    Gross yield
    6.9%
  • Meadow Woods CDP, FL

    Typical home
    $400,611
    Gross yield
    6.8%
  • Mount Dora, FL

    Typical home
    $393,594
    Gross yield
    6.0%

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