HousingHandbookReference data

U.S. ZIP Code · FL34739

Osceola County · Orlando-Kissimmee-Sanford, FL

Typical home value

$397,053[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.9%
5-year / yr
+7.6%
10-year / yr
+7.9%

Relative price

vs U.S.
+39.8%
vs metro
+1.9%
vs state
+14.5%
ZIP 34739 location in FL
Location of ZIP 34739 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34739 is worth $397,053 — 1.9% above the Orlando-Kissimmee-Sanford, FL median. Over the past year, values have risen 3.9%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,989[3]

#Climate risk

FEMA National Risk Index ratings for Osceola County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
1,176[3]
Median household income
$101,319[3]

#Migration

Household moves in and out of Osceola County over a year, from IRS tax-return data.

Net migration
+2,704[5]
Moved in
22,111
Moved out
19,407

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,008
Loan principal$317,642
Down payment$79,411
Total interest paid$405,135

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,504
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
94th percentile[1]
Rental yield
[2]
Property tax
1st percentile[3]

Frequently asked

How much is a home worth in ZIP code 34739?
The typical home in 34739 is worth $397,053, based on the Zillow Home Value Index.
Are home values rising in 34739?
Home values in 34739 are up 3.9% over the past year, and up 7.6% a year over five years.
What is the property tax rate in 34739?
The effective property tax rate in 34739 is 0.5% — roughly $1,989 a year on a typical home.
Who lives in 34739?
ZIP code 34739 has a population of 1,176 and a median household income of $101,319.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Goldenrod CDP, FL

    Typical home
    $397,449
    Gross yield
    5.2%
  • University CDP, FL

    Typical home
    $397,678
    Gross yield
    5.6%
  • Longwood, FL

    Typical home
    $399,832
    Gross yield
    5.8%
  • St. Cloud, FL

    Typical home
    $399,840
    Gross yield
    6.9%
  • Mount Dora, FL

    Typical home
    $393,594
    Gross yield
    6.0%
  • Meadow Woods CDP, FL

    Typical home
    $400,611
    Gross yield
    6.8%

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