How much is a home worth in ZIP code 33604?

The typical home in 33604 is worth $322,939, based on the Zillow Home Value Index.

Are home values rising in 33604?

Home values in 33604 are down 2.7% over the past year, and up 5.6% a year over five years.

What is the typical rent in 33604?

A typical home in 33604 rents for about $1,588 a month, a gross rental yield of 5.9%.

What is the property tax rate in 33604?

The effective property tax rate in 33604 is 0.7% — roughly $2,279 a year on a typical home.

ZIP code 33604 has a population of 40,055 and a median household income of $58,766.

HousingHandbookReference data

…

U.S. ZIP Code · FL33604

Hillsborough County · Tampa-St. Petersburg-Clearwater, FL

Typical home value

$322,939^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.7%
5-year / yr: +5.6%
10-year / yr: +10.0%

Relative price

vs U.S.: +13.7%
vs metro: -11.1%
vs state: -6.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 33604 is worth $322,939 — 11.1% below the Tampa-St. Petersburg-Clearwater, FL median. Over the past year, values have fallen 2.7%. Homes here rent for a typical $1,588 a month — a 5.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,588^[2]
Gross yield: 5.9%^[2]
Cap rate: 3.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $2,279^[3]

#Climate risk

FEMA National Risk Index ratings for Hillsborough County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Very High
Tornado: Very High
Earthquake: Relatively Low
Winter weather: No Rating

#Who lives here

Population: 40,055^[3]
Median household income: $58,766^[3]

#Migration

Household moves in and out of Hillsborough County over a year, from IRS tax-return data.

Net migration: +376^[5]
Moved in: 49,562
Moved out: 49,186

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 5
Middle: 0
High: 1

DR CARTER G WOODSON K-8 SCHOOL
Elementary · Grades PK–8 · HILLSBOROUGH
829 students
OAK GROVE ELEMENTARY SCHOOL
Elementary · Grades PK–5 · HILLSBOROUGH
826 students
SULPHUR SPRINGS K-8 SCHOOL
Elementary · Grades PK–8 · HILLSBOROUGH
623 students
SEMINOLE HEIGHTS ELEMENTARY SCHOOL
Elementary · Grades PK–5 · HILLSBOROUGH
345 students
CLEVELAND ELEMENTARY SCHOOL
Elementary · Grades PK–5 · HILLSBOROUGH
195 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.9%

Net yield (after ~40% expenses)3.5%

Annual rent$19,054

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,633

Loan principal$258,351

Down payment$64,588

Total interest paid$329,512

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.32

Monthly cost to own$2,093

Monthly rent$1,588

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 56th percentile^[1]
Rental yield: 26th percentile^[2]
Property tax: 33rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 33604?: The typical home in 33604 is worth $322,939, based on the Zillow Home Value Index.
Are home values rising in 33604?: Home values in 33604 are down 2.7% over the past year, and up 5.6% a year over five years.
What is the typical rent in 33604?: A typical home in 33604 rents for about $1,588 a month, a gross rental yield of 5.9%.
What is the property tax rate in 33604?: The effective property tax rate in 33604 is 0.7% — roughly $2,279 a year on a typical home.
Who lives in 33604?: ZIP code 33604 has a population of 40,055 and a median household income of $58,766.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

34684 vs 33604 →
Palm Harbor CDP, FL
Typical home
$323,721
Gross yield
6.7%
33777 vs 33604 →
Bardmoor CDP, FL
Typical home
$324,102
Gross yield
8.1%
34609
Spring Hill CDP, FL
Typical home
$324,873
Gross yield
7.4%
33712
St. Petersburg, FL
Typical home
$318,406
Gross yield
7.0%
33705
St. Petersburg, FL
Typical home
$327,611
Gross yield
7.8%
33534
Gibsonton CDP, FL
Typical home
$315,548
Gross yield
8.7%

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Compare ZIPs

Pit ZIP 33604 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL33604

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