HousingHandbookReference data

U.S. ZIP Code · FL34684

Pinellas County · Tampa-St. Petersburg-Clearwater, FL

Typical home value

$323,721[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-5.2%
5-year / yr
+4.3%
10-year / yr
+6.3%

Relative price

vs U.S.
+14.0%
vs metro
-10.9%
vs state
-6.7%
ZIP 34684 location in FL
Location of ZIP 34684 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34684 is worth $323,721 — 10.9% below the Tampa-St. Petersburg-Clearwater, FL median. Over the past year, values have fallen 5.2%. Homes here rent for a typical $1,816 a month — a 6.7% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,816[2]
Gross yield
6.7%[2]
Cap rate
4.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,078[3]

#Climate risk

FEMA National Risk Index ratings for Pinellas County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Very High
Earthquake
Relatively Low
Winter weather
No Rating

#Who lives here

Population
27,029[3]
Median household income
$72,145[3]

#Migration

Household moves in and out of Pinellas County over a year, from IRS tax-return data.

Net migration
+769[5]
Moved in
31,737
Moved out
30,968

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
1
High
0
  • JOSEPH L. CARWISE MIDDLE SCHOOL

    Middle · Grades 6–8 · PINELLAS

    957 students

  • CURLEW CREEK ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · PINELLAS

    620 students

  • LAKE ST. GEORGE ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · PINELLAS

    572 students

  • HIGHLAND LAKES ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · PINELLAS

    468 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.7%
Net yield (after ~40% expenses)4.0%
Annual rent$21,795

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,637
Loan principal$258,977
Down payment$64,744
Total interest paid$330,310

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.14
Monthly cost to own$2,079
Monthly rent$1,816

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
20th percentile[1]
Rental yield
46th percentile[2]
Property tax
13th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34684?
The typical home in 34684 is worth $323,721, based on the Zillow Home Value Index.
Are home values rising in 34684?
Home values in 34684 are down 5.2% over the past year, and up 4.3% a year over five years.
What is the typical rent in 34684?
A typical home in 34684 rents for about $1,816 a month, a gross rental yield of 6.7%.
What is the property tax rate in 34684?
The effective property tax rate in 34684 is 0.6% — roughly $2,078 a year on a typical home.
Who lives in 34684?
ZIP code 34684 has a population of 27,029 and a median household income of $72,145.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bardmoor CDP, FL

    Typical home
    $324,102
    Gross yield
    8.1%
  • Tampa, FL

    Typical home
    $322,939
    Gross yield
    5.9%
  • Spring Hill CDP, FL

    Typical home
    $324,873
    Gross yield
    7.4%
  • St. Petersburg, FL

    Typical home
    $327,611
    Gross yield
    7.8%
  • St. Petersburg, FL

    Typical home
    $318,406
    Gross yield
    7.0%
  • Spring Hill CDP, FL

    Typical home
    $330,505
    Gross yield
    6.5%

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