How much is a home worth in ZIP code 33815?

The typical home in 33815 is worth $186,451, based on the Zillow Home Value Index.

Are home values rising in 33815?

Home values in 33815 are down 6.9% over the past year, and up 4.8% a year over five years.

What is the typical rent in 33815?

A typical home in 33815 rents for about $1,570 a month, a gross rental yield of 10.1%.

What is the property tax rate in 33815?

The effective property tax rate in 33815 is 0.7% — roughly $1,220 a year on a typical home.

ZIP code 33815 has a population of 13,975 and a median household income of $37,487.

HousingHandbookReference data

…

U.S. ZIP Code · FL33815

Polk County · Lakeland-Winter Haven, FL

Typical home value

$186,451^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -6.9%
5-year / yr: +4.8%
10-year / yr: +12.3%

Relative price

vs U.S.: -34.4%
vs metro: -35.2%
vs state: -46.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 33815 is worth $186,451 — 35.2% below the Lakeland-Winter Haven, FL median. Over the past year, values have fallen 6.9%. Homes here rent for a typical $1,570 a month — a 10.1% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,570^[2]
Gross yield: 10.1%^[2]
Cap rate: 6.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $1,220^[3]

#Climate risk

FEMA National Risk Index ratings for Polk County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Very High
Tornado: Relatively High
Earthquake: Very Low
Winter weather: No Rating

#Who lives here

Population: 13,975^[3]
Median household income: $37,487^[3]

#Migration

Household moves in and out of Polk County over a year, from IRS tax-return data.

Net migration: +9,194^[5]
Moved in: 31,294
Moved out: 22,100

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 3
Middle: 0
High: 3

KATHLEEN SENIOR HIGH SCHOOL
High · Grades 9–12 · POLK
1,951 students
MCKEEL ACADEMY OF TECHNOLOGY
High · Grades 7–12 · POLK
1,722 students
JESSE KEEN ELEMENTARY SCHOOL
Elementary · Grades PK–5 · POLK
614 students
ROSABELLE W. BLAKE ACADEMY
Elementary · Grades PK–8 · POLK
603 students
POLK FULL TIME ESCHOOL
Other · Grades K–12 · POLK
455 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield10.1%

Net yield (after ~40% expenses)6.1%

Annual rent$18,841

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$943

Loan principal$149,161

Down payment$37,290

Total interest paid$190,246

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.76

Monthly cost to own$1,199

Monthly rent$1,570

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 22nd percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 27th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 33815?: The typical home in 33815 is worth $186,451, based on the Zillow Home Value Index.
Are home values rising in 33815?: Home values in 33815 are down 6.9% over the past year, and up 4.8% a year over five years.
What is the typical rent in 33815?: A typical home in 33815 rents for about $1,570 a month, a gross rental yield of 10.1%.
What is the property tax rate in 33815?: The effective property tax rate in 33815 is 0.7% — roughly $1,220 a year on a typical home.
Who lives in 33815?: ZIP code 33815 has a population of 13,975 and a median household income of $37,487.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

33840 vs 33815 →
FL
Typical home
$194,568
Gross yield
—
33843 vs 33815 →
Frostproof, FL
Typical home
$204,973
Gross yield
—
33853
Lake Wales, FL
Typical home
$225,033
Gross yield
6.9%
33841
Alturas CDP, FL
Typical home
$228,059
Gross yield
—
33805
Lakeland, FL
Typical home
$232,888
Gross yield
7.8%
33801
Lakeland, FL
Typical home
$234,908
Gross yield
7.5%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 33815 against any other ZIP — full side-by-side table.

Compare 33815 →

#Jump to section

U.S. ZIP Code · FL33815

Get more data on ZIPs like this

Get more data on ZIPs like this