HousingHandbookReference data

U.S. ZIP Code · FL33912

Lee County · Cape Coral-Fort Myers, FL

Typical home value

$383,193[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-7.2%
5-year / yr
+5.4%
10-year / yr
+3.9%

Relative price

vs U.S.
+34.9%
vs metro
+12.3%
vs state
+10.5%
ZIP 33912 location in FL
Location of ZIP 33912 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 33912 is worth $383,193 — 12.3% above the Cape Coral-Fort Myers, FL median. Over the past year, values have fallen 7.2%. Homes here rent for a typical $1,993 a month — a 6.2% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,993[2]
Gross yield
6.2%[2]
Cap rate
3.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,768[3]

#Climate risk

FEMA National Risk Index ratings for Lee County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
19,533[3]
Median household income
$103,194[3]

#Migration

Household moves in and out of Lee County over a year, from IRS tax-return data.

Net migration
+2,109[5]
Moved in
27,809
Moved out
25,700

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • SOUTH FORT MYERS HIGH SCHOOL

    High · Grades 9–12 · LEE

    1,738 students

  • SIX MILE CHARTER ACADEMY

    Elementary · Grades PK–8 · LEE

    845 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.2%
Net yield (after ~40% expenses)3.7%
Annual rent$23,921

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,938
Loan principal$306,555
Down payment$76,639
Total interest paid$390,994

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.25
Monthly cost to own$2,487
Monthly rent$1,993

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
75th percentile[1]
Rental yield
20th percentile[2]
Property tax
29th percentile[3]

Frequently asked

How much is a home worth in ZIP code 33912?
The typical home in 33912 is worth $383,193, based on the Zillow Home Value Index.
Are home values rising in 33912?
Home values in 33912 are down 7.2% over the past year, and up 5.4% a year over five years.
What is the typical rent in 33912?
A typical home in 33912 rents for about $1,993 a month, a gross rental yield of 6.2%.
What is the property tax rate in 33912?
The effective property tax rate in 33912 is 0.7% — roughly $2,768 a year on a typical home.
Who lives in 33912?
ZIP code 33912 has a population of 19,533 and a median household income of $103,194.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Alva CDP, FL

    Typical home
    $387,083
    Gross yield
  • Bokeelia CDP, FL

    Typical home
    $363,230
    Gross yield
  • Cape Coral, FL

    Typical home
    $361,732
    Gross yield
    6.0%
  • San Carlos Park CDP, FL

    Typical home
    $358,955
    Gross yield
    7.2%
  • Cape Coral, FL

    Typical home
    $422,133
    Gross yield
    5.4%
  • Cape Coral, FL

    Typical home
    $342,030
    Gross yield
    6.4%

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