HousingHandbookReference data

U.S. ZIP Code · FL34138

Collier County · Naples-Marco Island, FL

Typical home value

$165,313[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-7.4%
5-year / yr
10-year / yr

Relative price

vs U.S.
-41.8%
vs metro
-70.0%
vs state
-52.3%
ZIP 34138 location in FL
Location of ZIP 34138 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34138 is worth $165,313 — 70.0% below the Naples-Marco Island, FL median. Over the past year, values have fallen 7.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Collier County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
808[3]
Median household income
$98,495[3]

#Migration

Household moves in and out of Collier County over a year, from IRS tax-return data.

Net migration
+686[5]
Moved in
13,744
Moved out
13,058

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$836
Loan principal$132,250
Down payment$33,063
Total interest paid$168,678

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,139
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 34138?
The typical home in 34138 is worth $165,313, based on the Zillow Home Value Index.
Are home values rising in 34138?
Home values in 34138 are down 7.4% over the past year.
Who lives in 34138?
ZIP code 34138 has a population of 808 and a median household income of $98,495.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Everglades, FL

    Typical home
    $290,770
    Gross yield
  • Naples, FL

    Typical home
    $332,548
    Gross yield
    8.7%
  • Immokalee CDP, FL

    Typical home
    $344,701
    Gross yield
    8.8%
  • Naples, FL

    Typical home
    $354,319
    Gross yield
    7.6%
  • Golden Gate CDP, FL

    Typical home
    $453,984
    Gross yield
    5.9%
  • Naples, FL

    Typical home
    $455,679
    Gross yield
    5.7%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 34138 against any other ZIP — full side-by-side table.

Compare 34138

#Jump to section