HousingHandbookReference data

U.S. ZIP Code · FL34232

Sarasota County · North Port-Bradenton-Sarasota, FL

Typical home value

$359,396[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.9%
5-year / yr
+5.1%
10-year / yr
+6.4%

Relative price

vs U.S.
+26.5%
vs metro
-7.4%
vs state
+3.6%
ZIP 34232 location in FL
Location of ZIP 34232 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34232 is worth $359,396 — 7.4% below the North Port-Bradenton-Sarasota, FL median. Over the past year, values have fallen 4.9%. Homes here rent for a typical $2,214 a month — a 7.4% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,214[2]
Gross yield
7.4%[2]
Cap rate
4.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,168[3]

#Climate risk

FEMA National Risk Index ratings for Sarasota County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively High
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
34,013[3]
Median household income
$80,795[3]

#Migration

Household moves in and out of Sarasota County over a year, from IRS tax-return data.

Net migration
+1,777[5]
Moved in
18,179
Moved out
16,402

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • MCINTOSH MIDDLE SCHOOL

    Middle · Grades 6–8 · SARASOTA

    761 students

  • FRUITVILLE ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · SARASOTA

    747 students

  • BRENTWOOD ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · SARASOTA

    562 students

  • SARASOTA ACADEMY OF THE ARTS

    Elementary · Grades K–8 · SARASOTA

    176 students

  • SARASOTA COUNTY ACCELERATION ACADEMIES

    High · Grades 9–12 · SARASOTA

    94 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.4%
Net yield (after ~40% expenses)4.4%
Annual rent$26,567

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,817
Loan principal$287,517
Down payment$71,879
Total interest paid$366,712

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.04
Monthly cost to own$2,296
Monthly rent$2,214

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
67th percentile[1]
Rental yield
62nd percentile[2]
Property tax
7th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34232?
The typical home in 34232 is worth $359,396, based on the Zillow Home Value Index.
Are home values rising in 34232?
Home values in 34232 are down 4.9% over the past year, and up 5.1% a year over five years.
What is the typical rent in 34232?
A typical home in 34232 rents for about $2,214 a month, a gross rental yield of 7.4%.
What is the property tax rate in 34232?
The effective property tax rate in 34232 is 0.6% — roughly $2,168 a year on a typical home.
Who lives in 34232?
ZIP code 34232 has a population of 34,013 and a median household income of $80,795.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bee Ridge CDP, FL

    Typical home
    $364,356
    Gross yield
    7.8%
  • Gulf Gate CDP, FL

    Typical home
    $364,925
    Gross yield
    7.4%
  • Palmetto, FL

    Typical home
    $351,814
    Gross yield
    7.7%
  • North Port, FL

    Typical home
    $367,392
    Gross yield
    8.3%
  • West Samoset CDP, FL

    Typical home
    $369,609
    Gross yield
    8.4%
  • Ellenton CDP, FL

    Typical home
    $374,034
    Gross yield
    6.6%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 34232 against any other ZIP — full side-by-side table.

Compare 34232

#Jump to section