HousingHandbookReference data

U.S. ZIP Code · FL34428

Citrus County · Homosassa Springs, FL

Typical home value

$295,966[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.4%
5-year / yr
+6.3%
10-year / yr
+9.0%

Relative price

vs U.S.
+4.2%
vs metro
+10.5%
vs state
-14.7%
ZIP 34428 location in FL
Location of ZIP 34428 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34428 is worth $295,966 — 10.5% above the Homosassa Springs, FL median. Over the past year, values have fallen 2.4%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$2,445[3]

#Climate risk

FEMA National Risk Index ratings for Citrus County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
10,163[3]
Median household income
$50,779[3]

#Migration

Household moves in and out of Citrus County over a year, from IRS tax-return data.

Net migration
+2,304[5]
Moved in
6,722
Moved out
4,418

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • CRYSTAL RIVER HIGH SCHOOL

    High · Grades 9–12 · CITRUS

    1,312 students

  • CRYSTAL RIVER MIDDLE SCHOOL

    Middle · Grades 6–8 · CITRUS

    911 students

  • CRYSTAL RIVER PRIMARY SCHOOL

    Elementary · Grades PK–5 · CITRUS

    667 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,497
Loan principal$236,773
Down payment$59,193
Total interest paid$301,990

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,948
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
75th percentile[1]
Rental yield
[2]
Property tax
100th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34428?
The typical home in 34428 is worth $295,966, based on the Zillow Home Value Index.
Are home values rising in 34428?
Home values in 34428 are down 2.4% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 34428?
The effective property tax rate in 34428 is 0.8% — roughly $2,445 a year on a typical home.
Who lives in 34428?
ZIP code 34428 has a population of 10,163 and a median household income of $50,779.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sugarmill Woods CDP, FL

    Typical home
    $318,065
    Gross yield
    6.8%
  • Citrus Springs CDP, FL

    Typical home
    $272,242
    Gross yield
    8.1%
  • Lecanto CDP, FL

    Typical home
    $322,521
    Gross yield
    6.5%
  • Homosassa Springs CDP, FL

    Typical home
    $268,278
    Gross yield
    8.5%
  • Floral City CDP, FL

    Typical home
    $267,778
    Gross yield
  • Inverness, FL

    Typical home
    $256,353
    Gross yield
    7.8%

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