HousingHandbookReference data

U.S. ZIP Code · FL34448

Citrus County · Homosassa Springs, FL

Typical home value

$268,278[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.3%
5-year / yr
+4.8%
10-year / yr
+8.2%

Relative price

vs U.S.
-5.6%
vs metro
≈ metro median
vs state
-22.6%
ZIP 34448 location in FL
Location of ZIP 34448 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34448 is worth $268,278. Over the past year, values have fallen 3.3%. Homes here rent for a typical $1,908 a month — a 8.5% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,908[2]
Gross yield
8.5%[2]
Cap rate
5.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,693[3]

#Climate risk

FEMA National Risk Index ratings for Citrus County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
10,817[3]
Median household income
$45,916[3]

#Migration

Household moves in and out of Citrus County over a year, from IRS tax-return data.

Net migration
+2,304[5]
Moved in
6,722
Moved out
4,418

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • ROCK CRUSHER ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · CITRUS

    645 students

  • HOMOSASSA ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · CITRUS

    387 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield8.5%
Net yield (after ~40% expenses)5.1%
Annual rent$22,900

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,357
Loan principal$214,622
Down payment$53,656
Total interest paid$273,739

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.90
Monthly cost to own$1,721
Monthly rent$1,908

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
8th percentile[1]
Rental yield
100th percentile[2]
Property tax
67th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34448?
The typical home in 34448 is worth $268,278, based on the Zillow Home Value Index.
Are home values rising in 34448?
Home values in 34448 are down 3.3% over the past year, and up 4.8% a year over five years.
What is the typical rent in 34448?
A typical home in 34448 rents for about $1,908 a month, a gross rental yield of 8.5%.
What is the property tax rate in 34448?
The effective property tax rate in 34448 is 0.6% — roughly $1,693 a year on a typical home.
Who lives in 34448?
ZIP code 34448 has a population of 10,817 and a median household income of $45,916.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Floral City CDP, FL

    Typical home
    $267,778
    Gross yield
  • Citrus Springs CDP, FL

    Typical home
    $272,242
    Gross yield
    8.1%
  • Inverness, FL

    Typical home
    $256,353
    Gross yield
    7.8%
  • Citrus Springs CDP, FL

    Typical home
    $255,227
    Gross yield
    8.2%
  • Crystal River, FL

    Typical home
    $253,788
    Gross yield
    7.3%
  • Crystal River, FL

    Typical home
    $295,966
    Gross yield

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