HousingHandbookReference data

U.S. ZIP Code · FL34434

Citrus County · Homosassa Springs, FL

Typical home value

$255,227[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.5%
5-year / yr
+5.6%
10-year / yr
+8.0%

Relative price

vs U.S.
-10.2%
vs metro
-4.7%
vs state
-26.4%
ZIP 34434 location in FL
Location of ZIP 34434 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34434 is worth $255,227 — 4.7% below the Homosassa Springs, FL median. Over the past year, values have fallen 3.5%. Homes here rent for a typical $1,734 a month — a 8.2% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,734[2]
Gross yield
8.2%[2]
Cap rate
4.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,466[3]

#Climate risk

FEMA National Risk Index ratings for Citrus County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very High
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
11,074[3]
Median household income
$68,939[3]

#Migration

Household moves in and out of Citrus County over a year, from IRS tax-return data.

Net migration
+2,304[5]
Moved in
6,722
Moved out
4,418

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
1
High
0
  • CITRUS SPRINGS MIDDLE SCHOOL

    Middle · Grades 6–8 · CITRUS

    793 students

  • CENTRAL RIDGE ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · CITRUS

    764 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield8.2%
Net yield (after ~40% expenses)4.9%
Annual rent$20,811

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,291
Loan principal$204,181
Down payment$51,045
Total interest paid$260,422

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.94
Monthly cost to own$1,624
Monthly rent$1,734

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
25th percentile[1]
Rental yield
80th percentile[2]
Property tax
17th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34434?
The typical home in 34434 is worth $255,227, based on the Zillow Home Value Index.
Are home values rising in 34434?
Home values in 34434 are down 3.5% over the past year, and up 5.6% a year over five years.
What is the typical rent in 34434?
A typical home in 34434 rents for about $1,734 a month, a gross rental yield of 8.2%.
What is the property tax rate in 34434?
The effective property tax rate in 34434 is 0.6% — roughly $1,466 a year on a typical home.
Who lives in 34434?
ZIP code 34434 has a population of 11,074 and a median household income of $68,939.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Inverness, FL

    Typical home
    $256,353
    Gross yield
    7.8%
  • Crystal River, FL

    Typical home
    $253,788
    Gross yield
    7.3%
  • Floral City CDP, FL

    Typical home
    $267,778
    Gross yield
  • Homosassa Springs CDP, FL

    Typical home
    $268,278
    Gross yield
    8.5%
  • Inverness, FL

    Typical home
    $240,333
    Gross yield
    8.0%
  • Citrus Springs CDP, FL

    Typical home
    $272,242
    Gross yield
    8.1%

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