HousingHandbookReference data

U.S. ZIP Code · FL34601

Hernando County · Tampa-St. Petersburg-Clearwater, FL

Typical home value

$315,507[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.1%
5-year / yr
+7.3%
10-year / yr
+9.3%

Relative price

vs U.S.
+11.1%
vs metro
-13.2%
vs state
-9.0%
ZIP 34601 location in FL
Location of ZIP 34601 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34601 is worth $315,507 — 13.2% below the Tampa-St. Petersburg-Clearwater, FL median. Over the past year, values have fallen 0.1%. Homes here rent for a typical $1,220 a month — a 4.6% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,220[2]
Gross yield
4.6%[2]
Cap rate
2.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$2,503[3]

#Climate risk

FEMA National Risk Index ratings for Hernando County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
24,115[3]
Median household income
$60,440[3]

#Migration

Household moves in and out of Hernando County over a year, from IRS tax-return data.

Net migration
+2,290[5]
Moved in
8,430
Moved out
6,140

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
2
Middle
2
High
1
  • HERNANDO HIGH SCHOOL

    High · Grades 6–12 · HERNANDO

    1,270 students

  • D. S. PARROTT MIDDLE SCHOOL

    Middle · Grades 6–8 · HERNANDO

    728 students

  • BROOKSVILLE ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · HERNANDO

    672 students

  • MOTON ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · HERNANDO

    671 students

  • BROOKSVILLE ENGINEERING SCIENCE AND TECHNOLOGY (B.E.S.T.)

    Middle · Grades 6–8 · HERNANDO

    97 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.6%
Net yield (after ~40% expenses)2.8%
Annual rent$14,635

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,595
Loan principal$252,405
Down payment$63,101
Total interest paid$321,929

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.69
Monthly cost to own$2,066
Monthly rent$1,220

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
98th percentile[1]
Rental yield
8th percentile[2]
Property tax
66th percentile[3]

Frequently asked

How much is a home worth in ZIP code 34601?
The typical home in 34601 is worth $315,507, based on the Zillow Home Value Index.
Are home values rising in 34601?
Home values in 34601 are down 0.1% over the past year, and up 7.3% a year over five years.
What is the typical rent in 34601?
A typical home in 34601 rents for about $1,220 a month, a gross rental yield of 4.6%.
What is the property tax rate in 34601?
The effective property tax rate in 34601 is 0.8% — roughly $2,503 a year on a typical home.
Who lives in 34601?
ZIP code 34601 has a population of 24,115 and a median household income of $60,440.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Gibsonton CDP, FL

    Typical home
    $315,548
    Gross yield
    8.7%
  • Lake Magdalene CDP, FL

    Typical home
    $315,322
    Gross yield
    5.5%
  • North Weeki Wachee CDP, FL

    Typical home
    $314,933
    Gross yield
    7.5%
  • Ruskin CDP, FL

    Typical home
    $314,757
    Gross yield
    8.2%
  • Clearwater, FL

    Typical home
    $313,631
    Gross yield
    8.6%
  • Moon Lake CDP, FL

    Typical home
    $313,334
    Gross yield
    7.4%

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