How much is a home worth in ZIP code 34613?

The typical home in 34613 is worth $314,933, based on the Zillow Home Value Index.

Are home values rising in 34613?

Home values in 34613 are down 3.1% over the past year, and up 6.4% a year over five years.

What is the typical rent in 34613?

A typical home in 34613 rents for about $1,974 a month, a gross rental yield of 7.5%.

What is the property tax rate in 34613?

The effective property tax rate in 34613 is 0.5% — roughly $1,727 a year on a typical home.

ZIP code 34613 has a population of 19,337 and a median household income of $58,596.

HousingHandbookReference data

…

U.S. ZIP Code · FL34613

Hernando County · Tampa-St. Petersburg-Clearwater, FL

Typical home value

$314,933^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -3.1%
5-year / yr: +6.4%
10-year / yr: +8.4%

Relative price

vs U.S.: +10.9%
vs metro: -13.3%
vs state: -9.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34613 is worth $314,933 — 13.3% below the Tampa-St. Petersburg-Clearwater, FL median. Over the past year, values have fallen 3.1%. Homes here rent for a typical $1,974 a month — a 7.5% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,974^[2]
Gross yield: 7.5%^[2]
Cap rate: 4.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.5%^[3]
Typical annual tax: $1,727^[3]

#Climate risk

FEMA National Risk Index ratings for Hernando County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Relatively Low
Drought: Very Low
Heat wave: Relatively Low
Hurricane: Relatively High
Tornado: Relatively High
Earthquake: Very Low
Winter weather: No Rating

#Who lives here

Population: 19,337^[3]
Median household income: $58,596^[3]

#Migration

Household moves in and out of Hernando County over a year, from IRS tax-return data.

Net migration: +2,290^[5]
Moved in: 8,430
Moved out: 6,140

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 1
Middle: 1
High: 1

CENTRAL HIGH SCHOOL
High · Grades 9–12 · HERNANDO
1,452 students
PINE GROVE ELEMENTARY SCHOOL
Elementary · Grades PK–5 · HERNANDO
1,032 students
WEST HERNANDO MIDDLE SCHOOL
Middle · Grades 6–8 · HERNANDO
645 students
ENDEAVOR ACADEMY
Other · Grades 4–12 · HERNANDO
185 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.5%

Net yield (after ~40% expenses)4.5%

Annual rent$23,686

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,592

Loan principal$251,946

Down payment$62,987

Total interest paid$321,343

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.01

Monthly cost to own$1,999

Monthly rent$1,974

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 81st percentile^[1]
Rental yield: 69th percentile^[2]
Property tax: 1st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 34613?: The typical home in 34613 is worth $314,933, based on the Zillow Home Value Index.
Are home values rising in 34613?: Home values in 34613 are down 3.1% over the past year, and up 6.4% a year over five years.
What is the typical rent in 34613?: A typical home in 34613 rents for about $1,974 a month, a gross rental yield of 7.5%.
What is the property tax rate in 34613?: The effective property tax rate in 34613 is 0.5% — roughly $1,727 a year on a typical home.
Who lives in 34613?: ZIP code 34613 has a population of 19,337 and a median household income of $58,596.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

33570 vs 34613 →
Ruskin CDP, FL
Typical home
$314,757
Gross yield
8.2%
33613 vs 34613 →
Lake Magdalene CDP, FL
Typical home
$315,322
Gross yield
5.5%
34601
South Brooksville CDP, FL
Typical home
$315,507
Gross yield
4.6%
33534
Gibsonton CDP, FL
Typical home
$315,548
Gross yield
8.7%
33761
Clearwater, FL
Typical home
$313,631
Gross yield
8.6%
34654
Moon Lake CDP, FL
Typical home
$313,334
Gross yield
7.4%

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Pit ZIP 34613 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · FL34613

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