How much is a home worth in ZIP code 34746?

The typical home in 34746 is worth $361,299, based on the Zillow Home Value Index.

Are home values rising in 34746?

Home values in 34746 are down 4.8% over the past year, and up 5.2% a year over five years.

What is the typical rent in 34746?

A typical home in 34746 rents for about $2,270 a month, a gross rental yield of 7.5%.

What is the property tax rate in 34746?

The effective property tax rate in 34746 is 0.8% — roughly $2,860 a year on a typical home.

ZIP code 34746 has a population of 60,595 and a median household income of $70,998.

HousingHandbookReference data

…

U.S. ZIP Code · FL34746

Osceola County · Orlando-Kissimmee-Sanford, FL

Typical home value

$361,299^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -4.8%
5-year / yr: +5.2%
10-year / yr: +6.2%

Relative price

vs U.S.: +27.2%
vs metro: -7.3%
vs state: +4.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34746 is worth $361,299 — 7.3% below the Orlando-Kissimmee-Sanford, FL median. Over the past year, values have fallen 4.8%. Homes here rent for a typical $2,270 a month — a 7.5% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,270^[2]
Gross yield: 7.5%^[2]
Cap rate: 4.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $2,860^[3]

#Climate risk

FEMA National Risk Index ratings for Osceola County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Relatively High
Tornado: Relatively High
Earthquake: Very Low
Winter weather: No Rating

#Who lives here

Population: 60,595^[3]
Median household income: $70,998^[3]

#Migration

Household moves in and out of Osceola County over a year, from IRS tax-return data.

Net migration: +2,704^[5]
Moved in: 22,111
Moved out: 19,407

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 3
Middle: 1
High: 2

LIBERTY HIGH SCHOOL
High · Grades 9–12 · OSCEOLA
1,520 students
MATER BRIGHTON LAKES
Elementary · Grades K–8 · OSCEOLA
1,316 students
BELLALAGO CHARTER ACADEMY
Elementary · Grades PK–8 · OSCEOLA
1,157 students
HORIZON MIDDLE SCHOOL
Middle · Grades 6–8 · OSCEOLA
1,145 students
SUNRISE ELEMENTARY SCHOOL
Elementary · Grades PK–5 · OSCEOLA
971 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.5%

Net yield (after ~40% expenses)4.5%

Annual rent$27,235

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,827

Loan principal$289,039

Down payment$72,260

Total interest paid$368,653

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.04

Monthly cost to own$2,366

Monthly rent$2,270

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 30th percentile^[1]
Rental yield: 83rd percentile^[2]
Property tax: 61st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 34746?: The typical home in 34746 is worth $361,299, based on the Zillow Home Value Index.
Are home values rising in 34746?: Home values in 34746 are down 4.8% over the past year, and up 5.2% a year over five years.
What is the typical rent in 34746?: A typical home in 34746 rents for about $2,270 a month, a gross rental yield of 7.5%.
What is the property tax rate in 34746?: The effective property tax rate in 34746 is 0.8% — roughly $2,860 a year on a typical home.
Who lives in 34746?: ZIP code 34746 has a population of 60,595 and a median household income of $70,998.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

32826 vs 34746 →
University CDP, FL
Typical home
$361,160
Gross yield
6.1%
32771 vs 34746 →
Sanford, FL
Typical home
$363,761
Gross yield
6.0%
34705
Astatula, FL
Typical home
$364,050
Gross yield
—
32703
Apopka, FL
Typical home
$357,589
Gross yield
6.4%
33896
Poinciana CDP, FL
Typical home
$355,870
Gross yield
6.2%
34736
Groveland, FL
Typical home
$371,332
Gross yield
7.3%

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#Jump to section

U.S. ZIP Code · FL34746

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