HousingHandbookReference data

U.S. ZIP Code · FL34759

Polk County · Lakeland-Winter Haven, FL

Typical home value

$279,367[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-5.1%
5-year / yr
+4.2%
10-year / yr
+6.6%

Relative price

vs U.S.
-1.7%
vs metro
-2.9%
vs state
-19.4%
ZIP 34759 location in FL
Location of ZIP 34759 in FL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 34759 is worth $279,367 — 2.9% below the Lakeland-Winter Haven, FL median. Over the past year, values have fallen 5.1%. Homes here rent for a typical $1,916 a month — a 8.2% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,916[2]
Gross yield
8.2%[2]
Cap rate
4.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$2,253[3]

#Climate risk

FEMA National Risk Index ratings for Polk County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very High
Tornado
Relatively High
Earthquake
Very Low
Winter weather
No Rating

#Who lives here

Population
44,568[3]
Median household income
$69,373[3]

#Migration

Household moves in and out of Polk County over a year, from IRS tax-return data.

Net migration
+9,194[5]
Moved in
31,294
Moved out
22,100

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
1
High
2
  • LAUREL ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · POLK

    1,049 students

  • LAKE MARION CREEK MIDDLE SCHOOL

    Middle · Grades 6–8 · POLK

    1,038 students

  • CHESTNUT ELEMENTARY SCHOOL FOR SCIENCE AND ENGINEERING

    Elementary · Grades PK–5 · OSCEOLA

    728 students

  • PALMETTO ELEMENTARY SCHOOL

    Elementary · Grades PK–5 · POLK

    473 students

  • NEW DIMENSIONS HIGH SCHOOL

    High · Grades 9–12 · OSCEOLA

    424 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield8.2%
Net yield (after ~40% expenses)4.9%
Annual rent$22,996

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,413
Loan principal$223,494
Down payment$55,873
Total interest paid$285,054

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.96
Monthly cost to own$1,834
Monthly rent$1,916

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
3rd percentile[1]
Rental yield
86th percentile[2]
Property tax
83rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 34759?
The typical home in 34759 is worth $279,367, based on the Zillow Home Value Index.
Are home values rising in 34759?
Home values in 34759 are down 5.1% over the past year, and up 4.2% a year over five years.
What is the typical rent in 34759?
A typical home in 34759 rents for about $1,916 a month, a gross rental yield of 8.2%.
What is the property tax rate in 34759?
The effective property tax rate in 34759 is 0.8% — roughly $2,253 a year on a typical home.
Who lives in 34759?
ZIP code 34759 has a population of 44,568 and a median household income of $69,373.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bartow, FL

    Typical home
    $276,240
    Gross yield
    8.0%
  • Alturas CDP, FL

    Typical home
    $275,708
    Gross yield
  • Mulberry, FL

    Typical home
    $286,839
    Gross yield
    7.4%
  • Eagle Lake, FL

    Typical home
    $288,547
    Gross yield
    8.5%
  • Dundee, FL

    Typical home
    $270,102
    Gross yield
    9.1%
  • Lakeland, FL

    Typical home
    $289,989
    Gross yield
    6.4%

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