How much is a home worth in ZIP code 35630?

The typical home in 35630 is worth $175,480, based on the Zillow Home Value Index.

Are home values rising in 35630?

Home values in 35630 are up 1.8% over the past year, and up 4.5% a year over five years.

What is the typical rent in 35630?

A typical home in 35630 rents for about $1,349 a month, a gross rental yield of 9.2%.

What is the property tax rate in 35630?

The effective property tax rate in 35630 is 0.3% — roughly $582 a year on a typical home.

ZIP code 35630 has a population of 34,028 and a median household income of $46,304.

HousingHandbookReference data

…

U.S. ZIP Code · AL35630

Lauderdale County · Florence-Muscle Shoals, AL

Typical home value

$175,480^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.8%
5-year / yr: +4.5%
10-year / yr: +5.1%

Relative price

vs U.S.: -38.2%
vs metro: -19.3%
vs state: -10.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 35630 is worth $175,480 — 19.3% below the Florence-Muscle Shoals, AL median. Over the past year, values have risen 1.8%. Homes here rent for a typical $1,349 a month — a 9.2% gross rental yield. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,349^[2]
Gross yield: 9.2%^[2]
Cap rate: 5.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.3%^[3]
Typical annual tax: $582^[3]

#Climate risk

FEMA National Risk Index ratings for Lauderdale County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Relatively Low
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Relatively Low

#Who lives here

Population: 34,028^[3]
Median household income: $46,304^[3]

#Migration

Household moves in and out of Lauderdale County over a year, from IRS tax-return data.

Net migration: +85^[5]
Moved in: 2,127
Moved out: 2,042

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 3
Middle: 2
High: 2

Florence High School
High · Grades 10–12 · Florence City
1,074 students
Florence Middle School
Middle · Grades 7–8 · Florence City
649 students
Rogers Elementary School
Elementary · Grades PK–6 · Lauderdale County
585 students
Hibbett School
Middle · Grades 5–6 · Florence City
576 students
Weeden Elementary School
Elementary · Grades PK–4 · Florence City
422 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield9.2%

Net yield (after ~40% expenses)5.5%

Annual rent$16,191

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$887

Loan principal$140,384

Down payment$35,096

Total interest paid$179,052

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio0.80

Monthly cost to own$1,082

Monthly rent$1,349

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 33rd percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 67th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 35630?: The typical home in 35630 is worth $175,480, based on the Zillow Home Value Index.
Are home values rising in 35630?: Home values in 35630 are up 1.8% over the past year, and up 4.5% a year over five years.
What is the typical rent in 35630?: A typical home in 35630 rents for about $1,349 a month, a gross rental yield of 9.2%.
What is the property tax rate in 35630?: The effective property tax rate in 35630 is 0.3% — roughly $582 a year on a typical home.
Who lives in 35630?: ZIP code 35630 has a population of 34,028 and a median household income of $46,304.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

35646 vs 35630 →
Leighton, AL
Typical home
$160,230
Gross yield
—
35677 vs 35630 →
Waterloo, AL
Typical home
$194,088
Gross yield
—
35674
Tuscumbia, AL
Typical home
$202,416
Gross yield
—
35616
Cherokee, AL
Typical home
$138,791
Gross yield
—
35660
Sheffield, AL
Typical home
$134,027
Gross yield
—
35648
Lexington, AL
Typical home
$217,521
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 35630 against any other ZIP — full side-by-side table.

Compare 35630 →

#Jump to section

U.S. ZIP Code · AL35630

Get more data on ZIPs like this

Get more data on ZIPs like this