HousingHandbookReference data

U.S. ZIP Code · TN37023

Stewart County · Clarksville, TN-KY

Typical home value

$236,848[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.3%
5-year / yr
+4.3%
10-year / yr
+5.9%

Relative price

vs U.S.
-16.6%
vs metro
-4.3%
vs state
-10.5%
ZIP 37023 location in TN
Location of ZIP 37023 in TN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 37023 is worth $236,848 — 4.3% below the Clarksville, TN-KY median. Over the past year, values have fallen 2.3%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$829[3]

#Climate risk

FEMA National Risk Index ratings for Stewart County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
1,677[3]
Median household income
$75,391[3]

#Migration

Household moves in and out of Stewart County over a year, from IRS tax-return data.

Net migration
+50[5]
Moved in
379
Moved out
329

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
0
  • North Stewart Elementary

    Elementary · Grades PK–5 · Stewart County

    472 students

  • Highland Rim Head Start

    Prekindergarten · Grades PK · Stewart County

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,198
Loan principal$189,478
Down payment$47,370
Total interest paid$241,669

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,464
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
10th percentile[1]
Rental yield
[2]
Property tax
5th percentile[3]

Frequently asked

How much is a home worth in ZIP code 37023?
The typical home in 37023 is worth $236,848, based on the Zillow Home Value Index.
Are home values rising in 37023?
Home values in 37023 are down 2.3% over the past year, and up 4.3% a year over five years.
What is the property tax rate in 37023?
The effective property tax rate in 37023 is 0.3% — roughly $829 a year on a typical home.
Who lives in 37023?
ZIP code 37023 has a population of 1,677 and a median household income of $75,391.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Gracey CDP, KY

    Typical home
    $238,791
    Gross yield
  • Crofton, KY

    Typical home
    $233,662
    Gross yield
  • Cumberland City, TN

    Typical home
    $243,666
    Gross yield
  • Dover, TN

    Typical home
    $247,500
    Gross yield
  • KY

    Typical home
    $251,253
    Gross yield
  • TN

    Typical home
    $252,883
    Gross yield

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