HousingHandbookReference data

U.S. ZIP Code · KY42232

Christian County · Clarksville, TN-KY

Typical home value

$238,791[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.1%
5-year / yr
+8.8%
10-year / yr
+7.2%

Relative price

vs U.S.
-15.9%
vs metro
-3.5%
vs state
+43.7%
ZIP 42232 location in KY
Location of ZIP 42232 in KY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 42232 is worth $238,791 — 3.5% below the Clarksville, TN-KY median. Over the past year, values have risen 0.1%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,292[3]

#Climate risk

FEMA National Risk Index ratings for Christian County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
711[3]
Median household income
$90,265[3]

#Migration

Household moves in and out of Christian County over a year, from IRS tax-return data.

Net migration
-488[5]
Moved in
3,185
Moved out
3,673

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,207
Loan principal$191,033
Down payment$47,758
Total interest paid$243,652

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,514
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
95th percentile[1]
Rental yield
[2]
Property tax
60th percentile[3]

Frequently asked

How much is a home worth in ZIP code 42232?
The typical home in 42232 is worth $238,791, based on the Zillow Home Value Index.
Are home values rising in 42232?
Home values in 42232 are up 0.1% over the past year, and up 8.8% a year over five years.
What is the property tax rate in 42232?
The effective property tax rate in 42232 is 0.5% — roughly $1,292 a year on a typical home.
Who lives in 42232?
ZIP code 42232 has a population of 711 and a median household income of $90,265.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Big Rock CDP, TN

    Typical home
    $236,848
    Gross yield
  • Cumberland City, TN

    Typical home
    $243,666
    Gross yield
  • Crofton, KY

    Typical home
    $233,662
    Gross yield
  • Dover, TN

    Typical home
    $247,500
    Gross yield
  • KY

    Typical home
    $251,253
    Gross yield
  • TN

    Typical home
    $252,883
    Gross yield

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